RUM Pay vs OTM Card
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
RUM Pay
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Rum pay is a cash wallet used by Rum financial brokerage clients to fund their trading accounts and receive their withdrawals. A prepaid card will be issued for each client where he can use it also for online payment and ATM withdrawals
OTM Card
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OTM is a global multi-regulated financial service provider. OTM Card is linked to OTM live trading account and accepted at any POS, ATM, or online merchant globally. OTM Card mobile app offers access to various features, including issuing virtual cards, activation/deactivation of the card, balance and transaction inquiry, transfers (card-to-card/locally and internationally), and access to multiple payment services. OTM Standard features: โข International Acceptance โข Multi-Currency Acceptance โข Online Access GET OTM World features: (in addition to the above) โข Free and unlimited access to 900+ airport lounges worldwide โข Pass-through electric gates at QAIA using the E-gate card without standing in line for a Passport Control for the departure or arrival โข Travel Medical and Inconvenience Insurance โข 10% discount on Luxury Serviced Apartments, complimentary daily house cleaning on stays over seven nights at Onefinestay properties across Europe, the US, and Australia โข Up to 25% on Avis Car Rental โข 15% discounts on Careem Rides
Screenshots
Verdict
The clearest difference is iOS requirement: RUM Pay at 13.0 against OTM Card's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RUM Pay ships an update every 23 months, OTM Card every 14 months. The most recent releases landed on September 17, 2026 and September 14, 2026 respectively.
| Parameter | RUM Pay | OTM Card |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 23 months | Every 14 months โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 โ better | 15.6 |
| Further details โ not scored | ||
| Size | 127 MB | 152 MB |
| Age rating | 4+ | 4+ |
| Developer | RUM INVEST | Gate To Pay |
In-app purchases
RUM Pay
No in-app purchases
OTM Card
No in-app purchases









