NBKI Authenticator vs Taly | Split your payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBKI Authenticator
This application enhances your banking security and provides a seamless online experience. It allows you to check account balances, review recent transactions, and activate new cards. The app guides you through a secure activation process involving identity verification and one-time passcodes.
- Online fraud protection
- Check account balance
- View recent transactions
- Activate newly issued cards
- Secure online purchase completion
- Biometric identity confirmation
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To ensure you are protected from online fraud and give you the best banking experience possible, we will be releasing the NBKI Authenticator Application. In addition to the increased level of security provided, the application enables you to check your balance, your recent transactions and activate your newly issued cards. The NBKI Authenticator application activation process consists of the following steps: 1. Download and install the NBKI Authenticator Application. 2. Swipe through 3 welcome screens that explain the app’s features. 3. Enter your date of birth and mobile phone number. 4. Read and accept the bank’s privacy policy and terms and conditions. 5. A reference word will appear on the device instructing you to contact our dedicated activation support team on +47 21499979 for London customers or +33 1565 98600 for Paris customers. 6. The bank will perform an identity check and verify the reference word against the word shown on their system. 7. Once verified, the bank will trigger the delivery of a one-time passcode (OTP) by SMS to the client. If you have problem receiving the OTP via SMS, you can request it to your email address. 8. You enter the OTP and then set and confirm a personal code. 9. Once the personal code is set you will be completely registered. 10. To set your static password; please select ‘Safe online shopping’ within the settings in the app. Once you’re done with the activation, you will be able to complete your online purchases. For those wishing to confirm their identity biometrically, please ensure this is already set up on your phone. For any enquiries, please contact your Service Officer in London or Paris.
Taly | Split your payments
This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.
- Split payments up to 4 installments
- No interest or extra fees
- Shop with top brands
- Instant approvals
- Purchase and payment tracking
- Secure, CBK-licensed platform
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Taly makes shopping smarter and easier with BNPL payment solutions. Whether you’re buying fashion, electronics, home essentials, or more, you can shop now and split your payments into convenient payments — without extra fees. With Taly, you can: • Shop with top brands in Kuwait. • Enjoy Pay Later, or split payments in up to 4 payments. • Get instant approvals. • Track purchases, due dates, and payment history in one simple dashboard. • Experience a secure, CBK-licensed platform you can trust. Taly is designed to give you flexibility, financial control, and a seamless shopping journey — online or in-store. Download today and start enjoying to pay your way.
Screenshots
Verdict
The clearest difference is rating: Taly | Split your payments at 4.1 against NBKI Authenticator's 3.3. Taly | Split your payments also leads on update cadence (fortnightly vs every 10 months) and ratings volume (17 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Taly | Split your payments holds the better App Store score, 4.1 against 3.3. That said, the two scores are not equally well evidenced: Taly | Split your payments has 17 ratings behind it against 3, so its average is the more settled of the two.
NBKI Authenticator ships an update every 10 months, Taly | Split your payments fortnightly. The most recent releases landed on June 5, 2026 and September 18, 2026 respectively.
| Parameter | NBKI Authenticator | Taly | Split your payments |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) | 4.1 (17 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 3 | 17 — better |
| Update frequency | Every 10 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 16 |
| Further details — not scored | ||
| Size | 75 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank of Kuwait | Taly Large E-Money Service Provider |
Customer experience
NBKI Authenticator
Taly | Split your payments
In-app purchases
NBKI Authenticator
No in-app purchases
Taly | Split your payments
No in-app purchases
Questions
Is NBKI Authenticator free?
Is Taly | Split your payments free?
Which has better reviews, NBKI Authenticator or Taly | Split your payments?
Do NBKI Authenticator or Taly | Split your payments have ads?
Which is updated more often, NBKI Authenticator or Taly | Split your payments?
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