Wave Budget vs Budgeting App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wave Budget
Easily set up a monthly budget and monitor your spending to understand your remaining funds. Its minimalist design ensures quick and efficient financial management. Connect with your Apple ID for seamless cross-device synchronization.
- Monthly budget setup
- Expense tracking
- Minimalist design
- Cross-device sync via Apple ID
- No login required
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Save money with Wave Budget! Wave Budget helps you to set up a monthly budget and keep track of your expenses. This way, you always know how much there is left for you to spend. It sounds simple, and it is! This is, why the app has this minimalistic style. Budgeting should not take more time than necessary, the simple design of Wave Budget helps you with that. You can use Wave Budget without logging in, but we recommend connecting your account with your Apple ID. This way you can manage your budget on all your devices. The app uses the standard Apple End User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Screenshots
Verdict
Wave Budget and Budgeting App both sit at 4.8 stars, but that hides the real split: 100% of Wave Budget's written reviews are positive against 79% of Budgeting App's. Wave Budget also leads on iOS requirement (12.0 vs 16.0). Budgeting App's advantage is update cadence (weekly vs fortnightly) and ratings volume (91 vs 13). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wave Budget sells 2 in-app purchases, starting at $0.99 per month and Budgeting App sells 7 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Wave Budget holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: Budgeting App has 91 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 100% of Wave Budget's written reviews are positive against 79% of Budgeting App's.
Wave Budget ships an update fortnightly, Budgeting App weekly. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | Wave Budget | Budgeting App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (13 ratings) — better | 4.7 (91 ratings) |
| Positive reviews | 100.0% of reviews — better | 78.9% of reviews |
| Number of ratings | 13 | 91 — better |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 55 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Stefan Galler | The Budgeting Company |
Customer experience
Wave Budget
Budgeting App
In-app purchases
Wave Budget
- Monthly Subscription$0.991 Month
- Yearly Subscription$9.491 Year
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90









