Tontine vs Divvy Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tontine
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Tontine, the financial model that has shown its efficiency across continents and through time, is now at your fingertips. Secure your future with people all around the world. Even Aliens use Tontine, why not you!
Divvy Payments
This app simplifies splitting shared expenses among groups. Easily create groups, track who owes what, and manage requests for payments. It focuses on expense tracking, not actual money transfers.
- Group expense tracking
- Create custom groups
- Send payment requests
- Settle up at any time
- Effortless bill splitting
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Divvy is an app designed to make splitting the bill with other people effortless. Whether you are traveling with friends, living with roommates, running a club, or hosting an event, Divvy makes it easy to share expenses in a group setting. Create groups, make requests, and settle up at any time. Disclaimer: Divvy is not a payment app. It does not handle the actual transfer of money between users. Instead, it focuses on tracking and managing shared expenses.
Screenshots
Verdict
Tontine and Divvy Payments are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Tontine | Divvy Payments |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.4 (5 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 25 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | emendWELL Research Consulting Inc | Aiden Seibel |
In-app purchases
Tontine
No in-app purchases
Divvy Payments
No in-app purchases









