Comparison

Clutch Wallet vs PayProtocol

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Clutch Wallet

Manage your cryptocurrency assets and access blockchain services with this secure and convenient wallet. Easily create an account using social login, ensuring your private key is protected even if your social account is compromised.

Highlights
  • Secure crypto asset management
  • Access MVL blockchain services
  • Easy social login account creation
  • Private key protection
  • Convenient interface
Read full description

Step on the Clutch, Drive into MVL Crypto Economy! Clutch is an official crypto wallet of MVL. It provides a safe and convenient interface by which you can manage your assets and access MVL blockchain services. CREATE ACCOUNT EASILY BY SOCIAL LOGIN You can create your account easily and quickly with your Google or Apple account. Clutch combines mnemonics from social login with mnemonic stored in your device to create your private key. It makes impossible for others to access your asset even if they know your social login information. CONNECTING MVL CRYPTO ECONOMY Clutch is the best platform to access MVL blockchain. By storing and managing your assets with this single portal, you will be able to get greater benefits from MVL blockchain ecosystem.

About

PayProtocol

Read full description

PayProtocol: Financial Innovation Bridging Web3 and Reality Established in Switzerland in 2018, PayProtocol AG is a blockchain-based payment solutions company and the official issuer of Paycoin (PCI). As a virtual asset service provider registered with VQF under the Swiss Financial Market Supervisory Authority (FINMA), we have maintained a perfect security record while serving approximately 3 million users worldwide. PayProtocol offers an integrated solution that lets you perfectly manage your digital assets and use them in everyday life. Our Non-Custody wallet and Mastercard-enabled digital card serve as a bridge connecting Web3 to the real world. Your Digital Assets, Your Control Through our Non-Custody wallet service, you can maintain complete control over your digital assets by managing your own private keys without intermediaries. Our top-tier security system keeps your assets safe at all times. Use Your Digital Assets in Real Life Experience the innovation of PayProtocol Card and start using your Web3 assets in everyday situations. Register without a physical card on Google Wallet, Apple Pay, WeChat Pay, or AliPay to conveniently make payments at Mastercard merchants worldwide. In Korea, we've successfully implemented Paycoin real-world payment services in partnership with Danal. PayProtocol AG continuously develops solutions that bridge the gap between digital assets and the real economy through practical applications of Web3 technology. Join PayProtocol today and experience the future of finance.

Screenshots

Clutch Wallet3 screens
PayProtocol4 screens

Verdict

The call

The clearest difference is update cadence: PayProtocol at weekly against Clutch Wallet's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Clutch Wallet ships an update every 3 weeks, PayProtocol weekly. The most recent releases landed on June 4, 2026 and September 20, 2026 respectively.

Scorecard1 real difference · 9 level
Clutch Wallet versus PayProtocol: the parameters behind the verdict, then further details
ParameterClutch WalletPayProtocol
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size51 MB51 MB
Age rating17+4+
DeveloperMVL Foundation Pte. Ltd.PAYCOIN CO., LTD.

In-app purchases

None

Clutch Wallet

No in-app purchases

None

PayProtocol

No in-app purchases

Questions

Is Clutch Wallet free?
Clutch Wallet is free to download, with no in-app purchases.
Is PayProtocol free?
PayProtocol is free to download, with no in-app purchases.
Do Clutch Wallet or PayProtocol have ads?
Neither Clutch Wallet nor PayProtocol shows ads.
Which is updated more often, Clutch Wallet or PayProtocol?
Clutch Wallet ships an update every 3 weeks, and PayProtocol weekly. Most recently, Clutch Wallet was updated on June 4, 2026 and PayProtocol on September 20, 2026.

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