Comparison

InstaQuote vs MetPremiumnxt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InstaQuote

Features
Read full description

IndiaFirst Life Insurance Company is India’s youngest life insurance provider. Incorporated in 2009, its present shareholders are Bank of Baroda and Union Bank of India, along with Carmel Point Investments India Private Limited. The InstaQuote App by IndiaFirst Life Insurance aims to give you an easy and hassle-free mobile experience while generating a quote. You can simply enter your mobile number and receive an OTP to login. You can now explore our various life insurance plans across categories and generate a quote for whichever plan you are interested in. Steps to get a quote: 1. Select an insurance plan offered by IndiaFirst Life. 2. Fill up a few important fields required for premium calculation like Date of Birth, Sum Assured, and premium payment options. 3. That’s it! You will instantly get a quote for the premium along with the Benefit Illustration. To know more about any life insurance plan, you can simply click on the ‘View More’ button where you can read a brief description about the plan, its key features, and its eligibility criteria. You can also instantly download the product brochure, the product flashcard, a one-pager document on the plan, and a quick video to understand the plan even better. You can find all these downloadable materials at the top of every product page in the ‘Downloads’ section. Key benefits of this app: - Easy login: You just need your mobile number and an OTP to log in. - Paperless process to Generate Quote: No documentation is required to be uploaded. You just need to enter a few key details for premium calculation. - Fast: You can easily get a quote in just a few clicks. - Instant downloads: Download all the information you need (including product brochures) about our life insurance plans from the product page. - View plan benefits: With all the information you need from one single place, you can easily view the benefits of multiple plans, and compare plans more efficiently. - Offline service: You can use the InstaQuote App to generate a quote completely offline for most of our plans. - Benefit Illustration: After getting a quote, you can also view and download the Benefit Illustration for a snapshot understanding of your premium payments and benefits. On InstaQuote, get a quote and explore the below life insurance plans: Term Plans: With our term insurance plans, you can safeguard the future of your loved ones even in your absence. You can generate quotes for — IndiaFirst Life Guaranteed Protection Plan, IndiaFirst Life Saral Jeevan Bima Plan and IndiaFirst Life Plan. Investment Plans – ULIPs: With these, you get the best of insurance and investing. We offer 3 ULIP Plans — IndiaFirst Life Wealth Maximizer Plan, IndiaFirst Money Balance Plan, and IndiaFirst Smart Save Plan. Savings Plans: These traditional life insurance savings policies offer multiple ways of investing and saving. We offer multiple savings plans like IndiaFirst Life Guaranteed Benefit Plan, IndiaFirst Life Smart Pay Plan, IndiaFirst Life Mahajeevan Plus Plan, IndiaFirst Cash Back Plan, and IndiaFirst Life Long Guaranteed Income Plan etc. Retirement Plans: Invest in our retirement plans to plan for your golden years. We offer 3 retirement plans — IndiaFirst Guaranteed Retirement Plan, IndiaFirst Immediate Annuity Plan, and IndiaFirst Life Guaranteed Annuity Plan. Child Plans: Secure a bright future for your child with IndiaFirst Life Little Champ Plan.

About

MetPremiumnxt

Features
Read full description

The advisor can calculate the life insurance premium with the help of PNB MetLife बीमा Calculator, by entering the sum assured amount, age and income. The calculator will display the premium amount of the policy

Screenshots

InstaQuote2 screens
MetPremiumnxt4 screens

Verdict

The call

The clearest difference is ads: InstaQuote at none against MetPremiumnxt's shown. MetPremiumnxt's advantage is update cadence (monthly vs every 35 months) and iOS requirement (12.0 vs 14.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

InstaQuote ships an update every 35 months, MetPremiumnxt monthly. The most recent releases landed on September 16, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 3 level
InstaQuote versus MetPremiumnxt: the parameters behind the verdict, then further details
ParameterInstaQuoteMetPremiumnxt
PriceFreeFree
Update frequencyEvery 35 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size66 MB1.6 GB
Age rating4+4+
DeveloperIndiaFirst Life Insurance CompanyPNB MetLife India Insurance Company Limited

In-app purchases

None

InstaQuote

No in-app purchases

None

MetPremiumnxt

No in-app purchases

Questions

Is InstaQuote free?
InstaQuote is free to download, with no in-app purchases.
Is MetPremiumnxt free?
MetPremiumnxt is free to download, with no in-app purchases.
Do InstaQuote or MetPremiumnxt have ads?
MetPremiumnxt shows ads; InstaQuote does not.
Which is updated more often, InstaQuote or MetPremiumnxt?
InstaQuote ships an update every 35 months, and MetPremiumnxt monthly. Most recently, InstaQuote was updated on September 16, 2026 and MetPremiumnxt on September 9, 2026.

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