Comparison

Splitcoin vs OneLock

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitcoin

This app provides a secure method for encrypting and storing cryptocurrency seed phrases using a manual encryption process and a unique codebook. It ensures your seed phrase is never digitally stored or shared with the application, giving you full control over your assets.

Highlights
  • Secret Key Splitting
  • Manual Encryption with Codebook
  • User-Controlled Decryption
  • No Digital Seed Phrase Storage
  • Simple and Accessible UX
  • Backup Options
Read full description

"Most people are not able to back up their security keys; they will lose the device. They will not have the proper encryption for their backup; they will write it on a piece of paper, someone else will see it, and they will steal those funds." -Changpeng Zhao, CEO of Binance Safeguarding seed phrases is a critical yet often neglected aspect of cryptocurrency security. Seed phrases work well, but we need to fortify their storage. Enter Splitcoin: a pioneering seed phrase encryption tool designed for cryptocurrency users who want to self-custody their assets. It empowers users to create a vault for their seed phrase, using an innovative auto-scrolling codebook displayed in the Splitcoin app for manual encryption. This codebook is accessed through a unique vault key, encrypted and distributed across a set of NFC-enabled physical coins or QR codes. Decrypting your seed phrase is as simple as scanning your coins with the app and entering your password. The best part? The Splitcoin app will never know your seed phrase or ask you for it. The brilliance of Splitcoin lies in its adherence to seed phrase storage best practices: 1. Never share your seed phrase with anyone. 2. Never store your seed phrase online. 3. Never enter your seed phrase into a device that is not a hardware wallet. Splitcoin fortifies seed phrase storage with the following features: • Secret Key Splitting: Splitcoin splits a secret key, termed the vault key, across multiple physical devices known as Splitcoins. This distribution of the key adds a strong layer of physical security, mitigating the risk of seed phrase theft. Each coin contains an encrypted key shard required to access your codebook for decryption. • Manual Encryption: Utilizing the vault key, Splitcoin generates an auto-scrolling codebook within its mobile application. This codebook allows users to manually encrypt and decrypt their seed phrases securely. Each page of the codebook acts as an independent cipher to securely encrypt your seed phrase. • User Empowerment: Splitcoin places control firmly in the hands of the user, requiring both physical possession of the Splitcoins and knowledge of the password to decrypt the encrypted seed phrase. By enabling manual encryption of seed phrases, Splitcoin ensures that your seed phrase will never be digitally stored or shared with our app. The Splitcoin app doesn't want to know it and will never ask for it. Users gain the confidence to protect their seed phrase, because they don't share any aspect of their private key with our technology. • Simplicity and Accessibility: The manual encryption process, guided by the auto-scrolling codebook, is straightforward, eliminating the need for complex technological interactions or cryptographic understanding. Simply put, Splitcoin is a world-class UX for users of all technical abilities. • Backups and Alternative Storage: The Splitcoin app makes it easy to make backups, giving you a few different options. Using Splitcoin Tools, you can copy your coins onto other NFC tags, export them as QR codes, or export your codebook as a PDF - in case you never want to use the Splitcoin app again! Splitcoin acknowledges the inherent risks in traditional seed phrase storage methods and offers a secure, user-centric alternative that is already compatible with every crypto wallet on the market. Why introduce more pain points to self-custody when we could just solve the current ones? There is no need to reinvent the wheel - or in this case, reinvent seed phrases. Simply fortify them with Splitcoin. Learn more at www.splitcoin.com.

About

OneLock

Features
Read full description

**Description** Experience a new standard of security and privacy with our blockchain-powered app—designed to protect your online accounts, two-factor authentication (2FA) codes, and personal data without relying on any central authority. Our solution leverages a decentralized wallet architecture, letting you store and encrypt your credentials using an industry-leading mnemonic (seed phrase) system. Only you can unlock and recover your data, ensuring unmatched control and peace of mind. **Key Features** 1. **Blockchain Encryption** Your login details and 2FA codes are encrypted with proven blockchain wallet technology. Because your private keys never leave your device, no one else—neither we nor any third party—can access or modify your data. 2. **Mnemonic (Seed Phrase) Security** The backbone of this app is a mnemonic (seed phrase), which grants you sole recovery access to your encrypted information. No more forgotten passwords or locked accounts—simply keep your seed phrase safe to restore data instantly on a new device. 3. **Decentralized Architecture** By removing the need for a centralized server, your data remains private and secure. There’s no single point of failure, making hacking or unauthorized data retrieval virtually impossible. 4. **Comprehensive 2FA Management** Effortlessly store and manage all your time-based one-time passwords (TOTPs) for multiple services. Our intuitive interface displays each 2FA code in real time, automatically refreshing at secure intervals. Copy codes with a simple tap for quick logins without compromising on safety. 5. **Offline Accessibility** Once your data is stored locally, you can retrieve it without continuous internet access—great for traveling or working in limited connectivity environments. Your encrypted information stays on your device, further reducing exposure to online threats. 6. **No Third-Party Involvement** Unlike traditional solutions that rely on central databases or cloud storage, this app ensures you alone control your account information. No external organizations can intercept or manipulate your private data. 7. **Intuitive User Experience** Despite its robust cryptographic foundation, the interface remains straightforward. From generating new seed phrases to adding 2FA tokens, every step is designed to be user-friendly—ideal for both beginners and blockchain experts. 8. **Restore Anytime, Anywhere** If you switch devices or reinstall the app, simply enter your mnemonic to recover your entire wallet of accounts and 2FA codes. There’s no need for password resets or tech support—your seed phrase is your ultimate key. 9. **Future-Proof Security** Blockchain-based encryption isn’t just a buzzword. It’s a proven method used by cryptocurrency wallets worldwide. By merging that same level of security with account management, you future-proof your digital privacy. **Why This Matters** - **True Ownership**: You become the sole custodian of your data. - **Maximum Privacy**: No personal data ever passes through our servers. - **Unlimited Scalability**: Manage as many accounts and 2FA codes as you need. - **Seamless Recovery**: One mnemonic phrase to restore everything. **Get Started** 1. **Download & Open the App** 2. **Generate or Import Your Mnemonic** 3. **Add Your Online Accounts & 2FA Tokens** 4. **Relax**—knowing only you can access and recover this data. With blockchain wallet-grade encryption and a secure seed phrase system, our app redefines what it means to truly own and protect your digital identity. Step into the future of privacy and take back control of your online world—no middlemen, no compromises, just you and your data. Download now and empower yourself with unparalleled security!

Screenshots

Splitcoin4 screens
OneLock4 screens

Verdict

The call

The clearest difference is iOS requirement: Splitcoin at 11.0 against OneLock's 15.5. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Splitcoin versus OneLock: the parameters behind the verdict, then further details
ParameterSplitcoinOneLock
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequency—Every 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.5
Further details — not scored
Size219 MB22 MB
Age rating4+4+
DeveloperSplitcoin Inc.Yushian (Beijing) Technology Co., Ltd.

In-app purchases

None

Splitcoin

No in-app purchases

None

OneLock

No in-app purchases

Questions

Is Splitcoin free?
Splitcoin is free to download, with no in-app purchases.
Is OneLock free?
OneLock is free to download, with no in-app purchases.
Do Splitcoin or OneLock have ads?
Neither Splitcoin nor OneLock shows ads.

Other comparisons