椒盐记账 vs SplitEasy

还在月底才想起“钱去哪了”？试试【速记账本】——立刻记录、自动统计、清晰预算、帮助你真正看懂花钱与结余的个人记账应用。 【为什么要现在开始？】 - 零碎支出最容易蒸发：咖啡、外卖、打车凑在一起就是隐形压力。 - 传统表格太慢：忘记填、数据分散、没有提醒。 - 只看银行余额 = 不知道结构，无法优化。 【核心优势】 1. 快：单手 2 秒记一笔，常用分类智能优先。 2. 准：{{AI 分类}} / 智能建议（可手动改，始终可控）。 3. 懂：日 / 周 / 月 / 年 支出趋势与分类占比，一眼看异常。 4. 守：预算进度条 + 临界提醒，提前“刹车”。 5. 省：结余目标追踪，每月对比上期，持续微改进。 6. 搜：关键词 / 金额 / 分类 / 备注 多条件快速过滤。 7. 安：本地数据 {{本地加密 / Face ID 解锁}}，不采集无关隐私。 8. 备：iCloud / 本地备份（可导出 CSV/Excel），换机不丢。 9. 小：桌面 / 锁屏组件（今日支出、预算剩余、结余目标）。 10. 夜：跟随系统深/浅色，夜间不刺眼。 【详细功能】 - 支出 / 收入 双类型，支持备注、标签、时间回溯 - 多维图表：分类占比、日支出趋势、累计对比、预算压力区 - 预算：总预算 + 分类预算（可选），超额高亮 - 快捷：最近 5 个分类记忆、数字键盘一体化 - 智能：{{自动汇率换算 / 多币种}}（如有） - 导出：一键 CSV，月度汇总 PDF（规划中） - 资产（规划中）：账户余额整合、月度净增曲线 - 数据：{{本地离线优先}}，无网可用，上线自动合并 - 安全：可选启动锁 / 模糊模式（展示不泄露金额） 【与其它记账 App 的不同】 - 界面“只显示有用信息”，减少视觉噪点 - 输入 → 分析跳数最少，不浪费你时间 - 强调“持续小结余”而不是一次性大目标挫败感 - 支持 {{AI 纠错 / 语音输入}}（若后续加） 【隐私与数据】 你的记账数据仅保存在设备和 iCloud（如开启）。我们不出售、不关联第三方行为画像。详见“设置 > 隐私说明”。 【适合谁】 - 刚开始记账：需要毫无负担的入口 - 想控制支出：需要预算提醒与异常提示 - 已经记过账：想要更直观趋势与导出 - 自由职业者：需要分类成本与收入对照 现在就记录今天第一笔，30 天后你会感谢此刻的自己。

Shared plans do not always mean equal costs. SplitEasy helps you track expenses for trips, meals, and roommates, work out each person's share, and see who still owes whom. Split by what each person spent Split equally, allocate the bill in proportion to individual spending, or adjust shares manually. Enter the amount actually paid to distribute a discount proportionally. If two people spent 70 and 30 and the final bill is 80, their shares are 56 and 24. Record what was actually paid Record partial payments and overpayments, handle differences, and keep track of the remaining balance. Mark an individual expense as already settled to exclude it from amounts still due. Payments between members stay separate from spending, so repayments are not counted as new expenses. Keep the details close at hand • Record the payer, participants, category, date, currency, and notes. • Turn a receipt or voice entry into a draft, then review it before saving. • Manage multiple trips, reuse members, and check each trip's spending and settlement status. • Open settlement details from the home or finance screen, then share a report. • Choose daily spending totals or a full report that includes settled expenses. • Share settlement images, or use Pro to export PDF reports and CSV details. Core expense entry, splitting, and settlement details are free. Pro is a paid upgrade for watermark-free reports, PDF/CSV export, and other features. Smart input includes a limited free allowance; see the app for entitlement details. SplitEasy records expenses and settlements. It does not collect or transfer money. Privacy Policy: https://apps.fzero17.com/aa-assistant/privacy Terms of Service: https://apps.fzero17.com/aa-assistant/terms