Fabits vs RetireOS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fabits
This financial wellness app offers personalized investment planning and wealth management services. It provides access to SEBI-registered advisors, a free Demat account with zero brokerage, and tools for tax planning, insurance, and mutual fund investments.
- Personalized financial advisory
- Free Demat account
- Zero brokerage
- Investment boxes for goals
- Mutual funds
- Tax planning
- Insurance services
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Fabits is a financial wellness app that focuses on making financial planning & wealth management accessible for all Indians. We are SEBI-registered and recognised by central bodies like NSE, CDSL, BSE and the likes. Get a financial advisor for your hard-earned money starting at ₹0/day. On Fabits, you can plan finances for a sufficient & sustainable financial life, create wealth, and protect your portfolio. All of this led & built by financial advisors who sit with you & build personalised actionables suited to your needs. Open a FREE Demat account - Pay ZERO brokerage & get access to professional financial advisory for FREE! On Fabits, explore: • Getting professional financial advisors to plan & invest your money effectively • Pre-built investment boxes for financial goals • Mutual Funds • Tax planning • Insurance • IPOs & bonds How to open a FREE account on Fabits? To explore our offerings, you can simply Sign Up using your name & phone number. In order to start your investment journey, you just need to sign up on Fabits & complete your KYC; here is how you can open a FREE account on Fabits - 1. Sign-up on Fabits using your name & phone number 2. Complete your KYC; you will need your PAN, Aadhar, Bank details, and Signature 3. Start planning for financial goals & building wealth for it! Here’s how you can make the most of our individual financial offerings: #1 - Demat Account • Open a FREE Demat and Trading account in a just a few minutes • Simply complete the process using PAN, Aadhar, bank details, signature, and digital in-person verification • 24x7 access to and assistance from our support team #2 - Start an SIP or invest a lumpsum • Build small financial habits and follow disciplined investing with SIPs • Have extra cash? Invest a lumpsum today or spread out over a period of time - our experts can guide you! #3 - Expert-curated Investment Portfolios • Built by experts with 25+ years of experience in wealth management for the rich & ultra-rich • Periodically rebalanced taking into consideration market fluctuations • Readymade baskets of stocks, bonds & ETFs designed to align with different financial goals & aspirations • Plan for all of life’s milestones, big or small - from your next iPhone to early Retirement #4 - Initial Public Offerings or IPOs & Government Bonds • Modify your application anytime to gain an edge • Set reminders for lucrative government bonds that offer stability & government trust • Stress-free and smooth subscription process #5 - Insurance • Offered in partnership with Ditto Insurance - a well-known & trusted brand • Upgrade from your corporate insurance • Review you current insurance to identify gaps #6 - Tax planning • Personalised, need-based tax planning for business people & other non-salaried folks • Increase tax efficiency - maximise income and reduce taxes with meticulous planning by experts #7 - Financial Consulting & Counselling • Gain unique insights on how to invest and make the best investment plans given your current financial position • Start at ₹0/day Download the app today to get professional advice on your personal finance - get an expert to guide your wealth creation journey. Download now! Reach out to us - Website: http://www.fabits.com LinkedIn: linkedin.com/company/fabits Instagram: http://instagram.com/fabits.social Twitter: http://x.com/fabitssocial Youtube: http://youtube.com/@fabits.social Email: support@fabits.com Member Name: SHAREWAY SECURITIES LIMITED SEBI Registration Number: INZ000208134 Member Code: 13093 BSE Member ID - 61731 AMFI Registration Number - ARN-310082 Registered Exchange(s): NATIONAL STOCK EXCHANGE OF INDIA LIMITED Exchange Approved Segment(s): Capital Market and Future & Options
RetireOS
This app helps you create a personalized retirement and FIRE (Financial Independence, Retire Early) plan. It calculates your financial goals, investment strategies, and provides a detailed roadmap for your financial future.
- FIRE Number calculation
- Monthly SIP planning
- Corpus accumulation charts
- Retirement Safety Net Zones
- Safe Landing Plan
- Goals Planner
- PDF report export
- NRI Mode with dual currency
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RetireOS turns the complexity of retirement planning into a clear, personalized action plan. Enter your age, income, expenses, and goals. RetireOS instantly calculates your FIRE Number (the exact corpus you need), the monthly SIP to get there, and how your money should be structured from the day you retire until the very end. WHAT YOU GET → FIRE Number & Net Corpus — gross amount needed, minus what you already have → Monthly SIP — with automatic step-up so your investment keeps pace with your income → Corpus Accumulation chart — watch your wealth grow year by year, interactively → Retirement Safety Net Zones — your corpus split across 5 time buckets (Income, Low Risk, Medium Risk, High Risk, Emergency Fund) so you never run out → Safe Landing Plan — a glide path that shifts your equity/fixed-income mix automatically as you age → Year-by-year SIP Schedule — see exactly what to invest for the next 10 years → Goals Planner — add big-ticket goals (home, education, travel) and see their impact on your retirement → PDF Report — export your full plan and share it with your advisor or family → NRI Mode — switch to USD or any currency; all figures shown in both INR and your home currency BUILT FOR INDIAN INVESTORS and NRIs Calculations use Indian inflation assumptions, equity/debt return rates relevant to Indian markets, and rupee-first display. NRI users can toggle to dual-currency view. SIMPLE PRICING Upgrade to RetireOS Pro to unlock charts, Safety Net Zones, Goals, PDF export, and unlimited plan updates. Payments are processed securely by Apple and auto-renew annually until cancelled. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Fabits at none against RetireOS's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. RetireOS sells 2 in-app purchases, starting at $19.99 per year. Fabits asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Fabits | RetireOS |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 56 MB | 34 MB |
| Age rating | 17+ | 4+ |
| Developer | Fabits Capital Services LLP | RAM PRASADH KRISHNAN |
In-app purchases
Fabits
No in-app purchases
RetireOS
- RetireOS Pro - Yearly$19.991 Year
- RetireOS Pro — Lifetime$49.99









