Comparison

CF vs WHV Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CF

A mobile electronic wallet for sending and receiving money, paying merchants, and settling bills. It offers secure and instant transfers, compatible with all banks in New Caledonia and Wallis and Futuna.

Highlights
  • Electronic wallet on smartphone
  • Send money to contacts
  • Receive money
  • Pay merchants
  • Settle bills
  • Secure and instant transfers
  • Compatible with local banks
Features
Read full description

CF-Pay est la nouvelle solution de paiement mobile développée par la CSB : un porte-monnaie électronique disponible directement sur smartphone !​ ​ Envoyer de l'argent à quelqu’un ou se faire rembourser n'a jamais été aussi simple !​ ​ Grâce à CF-Pay vous pourrez effectuer des transferts d'argent à vos contacts utilisant la solution dans un premier temps puis à terme payer chez les commerçants ainsi que régler vos factures. Plus besoin de porte-monnaie !​ ​​​​​​​​ ​ Vos virements sont sécurisés et immédiats !​ ​ Compatible avec toutes les banques de Nouvelle Calédonie et de Wallis et Futuna, le wallet (petit nom du porte-monnaie électronique) pourra être chargé instantanément par carte bancaire et déchargé, sur son compte bancaire, via virement. ​ ​​​​​​​​

About

WHV Wallet

This app helps French-speaking backpackers in Australia manage their Working Holiday Visa. It automatically reads and files payslips, tracks regional days for visa extension, estimates tax refunds and superannuation, and securely stores important documents.

Highlights
  • Automatic payslip reading and filing
  • Regional day counter for visa extension
  • Tax refund and superannuation tracking
  • Secure document vault
  • Employer-by-employer financial tracking
Features
Read full description

WHV Wallet is the app for French-speaking backpackers on a Working Holiday Visa in Australia. Please note: the app interface is in French. YOUR PAYSLIPS, READ AND FILED Take a photo of your payslip and it is read and filed by employer. Your net pay, gross pay, hours and weekly average are worked out automatically. YOUR 88 DAYS, COUNTED PROPERLY The regional day counter is built from your real payslips, not from memory. You can see which employers count and which ones don't, and export an evidence pack ready for your second-year application. THE MONEY YOU'RE OWED Estimated tax refund and superannuation tracked employer by employer. You know exactly what Australia owes you, and the steps to claim it back. YOUR DOCUMENT VAULT Visa, TFN, contracts, payslips: all in one place, encrypted, visible only to you. BUILT FOR THE WORKING HOLIDAY Designed around the reality of a Working Holiday: several employers, several jobs, moving around, and no appetite for paperwork. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CF3 screens
WHV Wallet4 screens

Verdict

The call

The clearest difference is review sentiment: WHV Wallet at 100% against CF's 25%. WHV Wallet also leads on update cadence (weekly vs every 4 months). CF's advantage is in-app purchases (none vs 3) and iOS requirement (13.4 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. WHV Wallet sells 3 in-app purchases, starting at $12.99 per month. CF asks for nothing beyond the download.

UpkeepUpdate frequency

CF ships an update every 4 months, WHV Wallet weekly. The most recent releases landed on October 14, 2026 and October 31, 2026 respectively.

Scorecard5 real differences · 3 level
CF versus WHV Wallet: the parameters behind the verdict, then further details
ParameterCFWHV Wallet
PriceFreeFree
Positive reviews25.0% of reviews100.0% of reviews — better
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.0
Further details — not scored
Size45 MB17 MB
Age rating4+4+
DeveloperCALEDONIENNE DE SOLUTIONS BUSINESSJoshua Arts

Customer experience

CF

Written reviews8 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

WHV Wallet

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CF

No in-app purchases

3 purchases

WHV Wallet

Subscriptions3
  • Monthly Visa Pass$12.991 Month
  • Visa Pass Annual -60%$34.991 Year
  • Annual Visa Pass$79.991 Year

Questions

Is CF free?
CF is free to download, with no in-app purchases.
Is WHV Wallet free?
WHV Wallet is free to download, with in-app purchases available.
Do CF or WHV Wallet have ads?
Neither CF nor WHV Wallet shows ads.
Which is updated more often, CF or WHV Wallet?
CF ships an update every 4 months, and WHV Wallet weekly. Most recently, CF was updated on October 14, 2026 and WHV Wallet on October 31, 2026.

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