Comparison

CIP Topup app vs Sofri Trust

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CIP Topup app

This platform offers a fast, secure, and affordable way to pay bills and manage everyday expenses in Nigeria. It specializes in services like airtime top-ups, data purchases, and utility bill payments, aiming to simplify financial transactions for users.

Highlights
  • Airtime top-ups
  • Data purchases
  • Utility bill payments
  • Cable TV renewals
  • Secure transactions
  • Affordable services
Features
Read full description

CipTopUp is Nigeria’s leading bill payment platform, pioneering convenient, affordable, fast, and secure bill payment solutions across Nigeria. We specialise in online airtime top-ups, data purchases, utility bill payments, cable TV renewals, and more, providing Nigerians with a seamless and reliable way to manage their everyday bills. Our primary goal is to make bill payment in Nigeria easy and stress-free for everyone through our website and mobile app. Focusing on speed, security, and affordability, CipTopUp has become the trusted choice for millions of users who seek convenience without compromise.

About

Sofri Trust

This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.

Highlights
  • Nano loans with flexible repayment
  • Bill payments
  • Send and receive funds
  • Monitor beneficiary network uptime
  • Digital banking services
Features
Read full description

Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.

Screenshots

CIP Topup app4 screens
Sofri Trust4 screens

Verdict

The call

The clearest difference is rating: Sofri Trust at 2.4 against CIP Topup app's 1.0. Sofri Trust also leads on update cadence (fortnightly vs every 2 months) and ratings volume (15 vs 1). CIP Topup app's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sofri Trust holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: Sofri Trust has 15 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

CIP Topup app ships an update every 2 months, Sofri Trust fortnightly. The most recent releases landed on October 5, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
CIP Topup app versus Sofri Trust: the parameters behind the verdict, then further details
ParameterCIP Topup appSofri Trust
PriceFreeFree
Rating1.0 (1 ratings)2.4 (15 ratings) — better
Positive reviews—9.1% of reviews
Number of ratings115 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size37 MB94 MB
Age rating17+17+
DeveloperCIP TOP UP LIMITEDDLM CAPITAL GROUP LIMITED

In-app purchases

None

CIP Topup app

No in-app purchases

None

Sofri Trust

No in-app purchases

Questions

Is CIP Topup app free?
CIP Topup app is free to download, with no in-app purchases.
Is Sofri Trust free?
Sofri Trust is free to download, with no in-app purchases.
Which has better reviews, CIP Topup app or Sofri Trust?
Sofri Trust is rated higher. CIP Topup app averages 1.0 out of 5 from 1 ratings, while Sofri Trust averages 2.4 from 15 ratings.
Do CIP Topup app or Sofri Trust have ads?
Neither CIP Topup app nor Sofri Trust shows ads.
Which is updated more often, CIP Topup app or Sofri Trust?
CIP Topup app ships an update every 2 months, and Sofri Trust fortnightly. Most recently, CIP Topup app was updated on October 5, 2026 and Sofri Trust on October 8, 2026.

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