Codemark vs MoolaCon

The Codemark app connects Home Buyers & Realtors with Loan Officers to learn which home loan they can pre-qualify for when searching for a home to purchase. If a home buyer is pre-qualified, they can print an official Pre-Approval letter to use when placing an offer on a house. The Codemark app allows all 3 parties (home buyer, loan officer, real estate agent) to track the progress of the home loan application process as the Home Buyer meets the milestones and conditions required to get final approval. The App allows Home Buyer to: - Use our Mortgage Calculator to determine an exact monthly mortgage payment - Use the Mortgage Calculator to see if you are qualified for a loan amount - Use the Mortgage Calculator to see which home loan types you are eligible for - Print a Pre-Approval Letter to use when making an offer on a Home - Use the Milestones tool to track your Home Loan Application progress - Use the Conditions tool to submit items to your Loan Officer to meet your loan qualifications - Contact your Loan Officer or Realtor quickly and easily The App allows Realtors (for Buyers & Sellers) to: - Review your home buyer's financials - Use the Calculator to determine how much of a home they can afford before scheduling a showing - Use the Mortgage Calculator to see which home loan types they qualify for - Use the Milestones tool to track their Home Loan Application progress - Use the Conditions tool to track your client's progress - Contact the Loan Officer

Other budgeting apps have too many features that don't actually help and just make budgeting overcomplicated for no reason. They are hard to use and only show one month at a time which does not create long term progress. Expense tracking and budgeting should reduce your stress, not add to it! MoolaCon's patent pending features show you yearly projected variance with a real-time MoolaCon spending readiness level so you quickly know where you stand. Over budget? Don't worry, the countdown timer gives you precisely how long it would take to get back on track without any additional variable spending. MOOLACON FEATURES Check key information to see the impact of your budgeting and expenses. • See today's spending and estimated annual surplus on the dashboard • Budget surplus graphs directly show how your daily variable spending impacts financial goals • Burndown graph shows planned, actual and estimated spending so you'll have a better idea of how the year will end See your MoolaCon spending readiness level - the higher the better! • MoolaCon levels range from 1 to 5 • 1 indicates a budget deficit > 10% • 3 means you are on course within 5% of your planned budget • 5 indicates a budget surplus > 10% • Improve your budgeting and expenses to increase your MoolaCon level Quickly organize your budget into categories and subcategories or add your own category. • Food: grocery, dining out • Giving: donations, tithes/offerings • Home: HOA, maintenance, rent/mortgage, insurance, tv/internet, utilities, water bill • Personal: clothing, fun, gifts, haircut/hygiene, household, pets, phone, subscription • Transportation: auto insurance, auto maintenance, auto payment, fuel/electricity, license, ride share • Vacation: air fare, auto rental, hotel, tickets/fees, vacation meals Easily set scheduled or variable expenses for different categories. • See which categories need some help and which categories are doing well New to budgeting? The tutorial will show you how to use each feature so you can learn how to effectively budget and track expenses. Get a 30-day free trial. After your free trial ends, you can still view your budget but cannot make any changes. In order to make changes to your budget or expenses, monthly or yearly subscriptions are available: • Monthly Plan: $4.99/month • Yearly Plan: $49.99/year Download MoolaCon and start your new year budgeting right. Terms of Service https://moolacon.com/terms-of-service