Comparison

Apollo Digital vs Abay Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Apollo Digital

Manage all your banking needs with this mobile application. Open an account digitally, transfer funds, pay bills, and access ATM cash disbursement. Enjoy secure transactions with advanced security features and reliable customer support.

Highlights
  • Digital account opening
  • Zero fees on digital transactions
  • Effortless money transfers
  • ATM cash disbursement
  • Bill payments
  • Scheduled transfers
  • Biometric security
Features
Read full description

Apollo Mobile App helps you stay in touch with all your banking needs on the go.Want to be in full control of your money with just one app? Meet Apollo App, powered by Bank of Abyssinia, which enables users to open an account from the comfort of their homes. SELF ONBOARDINGApollo comes with a fully digital onboarding process where you can simply take a selfie, upload necessary documents and instantly create a bank account. GET STARTED FASTQuickly access you account thru Apollo app by opening your bank account in 10 minutes - right from your phone. NO FEES ON DIGITAL TRANSACTIONSEnjoy Zero ATM fees, no minimum account balance, and no fund transfer charges from the app TRANSFER EFFORTLESSLYInstantly receive bank transfers in Ethiopia via Apollo App using your phone number. You can also transfer money easily to Apollo accounts, other bank accounts, Telebirr account ATM CASH DISBURSEMENTYou can easily send money to ATM and collect the money directly form any of Bank of Abyssinia ATMs BILL PAYMENTApollo has made paying bills much easier by allowing you to pay your Ethio Telecom, DSTV, US Visa, School Fee, WebSprix, CANAL+, Webirr, and Ethiopian Airlines bills SECURITY Apollo is equipped with state-of-the-art security features that incorporate biometrics, face recognition, and two-factor authentication of an OTP (One-Time-Password) to ensure your deposits are safe and easily accessible SCHEDULED TRANSFERSchedule your recurring payment that occur every week, month or any time interval using Apollo RELIABLE CUSTOMER SUPPORT Our Apollo Specialists are here to help, 7 days a week. Reach us via email or give us a call

About

Abay Bank

Manage your finances on the go with this mobile banking application. Easily transfer funds, pay bills, and top up airtime. Enjoy a secure and user-friendly interface for all your banking needs.

Highlights
  • Instant money transfers
  • Secure bill payments
  • Airtime top-up
  • Transfer to Telebirr
  • User-friendly interface
Features
Read full description

Welcome to Abay Bank Mobile App – Your Ultimate Banking Partner! With Abay Bank Mobile, banking convenience is at your fingertips, no matter where you are or what time it is. Experience seamless financial transactions and a multitude of services designed to make your life easier. Features at a Glance: Money Transfers Made Easy: Send money instantly within Abay Bank accounts and to any other bank with just a few taps. Bill Payments in a Breeze: Pay your utility bills, credit card bills, and other payments quickly and securely. Airtime Top-Up: Recharge your Ethiotelecom and Safari airtime effortlessly. Transfer to Telebirr: Enjoy the convenience of transferring money to Telebirr accounts, broadening your options for mobile money services. And More: Discover a host of other features designed to enhance your banking experience. Why Choose Abay Bank Mobile? Convenience: Carry out banking transactions anytime, anywhere. Security: State-of-the-art security measures to protect your financial information. Efficiency: Fast, easy, and user-friendly interface. Get Started Today: Download Abay Bank Mobile and transform the way you bank. Sign up in minutes and access a world of financial possibilities. Join the Abay Bank family and enjoy a hassle-free banking experience that moves with you. Download Abay Bank Mobile App now and take the first step towards effortless banking!

Screenshots

Apollo Digital4 screens
Abay Bank4 screens

Verdict

The call

The clearest difference is rating: Abay Bank at 4.0 against Apollo Digital's 3.0. Abay Bank also leads on update cadence (every 2 days vs every 2 months) and iOS requirement (12.0 vs 15.0). Apollo Digital's advantage is ratings volume (264 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Abay Bank holds the better App Store score, 4.0 against 3.0. That said, the two scores are not equally well evidenced: Apollo Digital has 264 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

Apollo Digital ships an update every 2 months, Abay Bank every 2 days. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
Apollo Digital versus Abay Bank: the parameters behind the verdict, then further details
ParameterApollo DigitalAbay Bank
PriceFreeFree
Rating3.0 (264 ratings)4.0 (6 ratings) — better
Positive reviews29.2% of reviews—
Number of ratings264 — better6
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.0 — better
Further details — not scored
Size334 MB61 MB
Age rating4+17+
DeveloperBank of AbyssiniaAbay Bank S.C.

Customer experience

Apollo Digital

All ratings261 ratings
Positive49.4%
Neutral5.4%
Negative45.2%
Written reviews72 reviews
Positive29.2%
Neutral8.3%
Negative62.5%

Abay Bank

All ratings3 ratings
Positive33.3%
Neutral33.3%
Negative33.3%

Bugs and requests

Apollo Digital

Reported bugs

14 issues
  • Face recognition login rejection
  • OTP input field rejects numeric entries
  • App crashes during onboarding
  • QR code scanning fails after updates
  • OTP not copying to clipboard automatically
Show 9 more
  • Device registration page freezes
  • Keyboard input not registering in OTP fields
  • File upload stalls during signup
  • Selfie capture takes excessive time on iPhone
  • Onboarding data incomplete error loop
  • Sign up/login contradictory error messages
  • App freezes on non-responsive screens
  • JWT authentication issues
  • Money transfer stuck in processing

Requested features

7 requests
  • Apple Face ID biometric authentication
  • Loan services on iOS (available on Android)
  • Document upload option during signup
  • Telebirr transfer functionality restoration
  • OTP automatic clipboard copying
Show 2 more
  • QR code scanning capability
  • Support for diaspora/international users

Abay Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Apollo Digital

No in-app purchases

None

Abay Bank

No in-app purchases

Questions

Is Apollo Digital free?
Apollo Digital is free to download, with no in-app purchases.
Is Abay Bank free?
Abay Bank is free to download, with no in-app purchases.
Which has better reviews, Apollo Digital or Abay Bank?
Abay Bank is rated higher. Apollo Digital averages 3.0 out of 5 from 264 ratings, while Abay Bank averages 4.0 from 6 ratings.
Do Apollo Digital or Abay Bank have ads?
Neither Apollo Digital nor Abay Bank shows ads.
Which is updated more often, Apollo Digital or Abay Bank?
Apollo Digital ships an update every 2 months, and Abay Bank every 2 days. Most recently, Apollo Digital was updated on October 24, 2026 and Abay Bank on October 24, 2026.

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