Apollo Digital vs CBE Soft Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Apollo Digital
Manage all your banking needs with this mobile application. Open an account digitally, transfer funds, pay bills, and access ATM cash disbursement. Enjoy secure transactions with advanced security features and reliable customer support.
- Digital account opening
- Zero fees on digital transactions
- Effortless money transfers
- ATM cash disbursement
- Bill payments
- Scheduled transfers
- Biometric security
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Apollo Mobile App helps you stay in touch with all your banking needs on the go.Want to be in full control of your money with just one app? Meet Apollo App, powered by Bank of Abyssinia, which enables users to open an account from the comfort of their homes. SELF ONBOARDINGApollo comes with a fully digital onboarding process where you can simply take a selfie, upload necessary documents and instantly create a bank account. GET STARTED FASTQuickly access you account thru Apollo app by opening your bank account in 10 minutes - right from your phone. NO FEES ON DIGITAL TRANSACTIONSEnjoy Zero ATM fees, no minimum account balance, and no fund transfer charges from the app TRANSFER EFFORTLESSLYInstantly receive bank transfers in Ethiopia via Apollo App using your phone number. You can also transfer money easily to Apollo accounts, other bank accounts, Telebirr account ATM CASH DISBURSEMENTYou can easily send money to ATM and collect the money directly form any of Bank of Abyssinia ATMs BILL PAYMENTApollo has made paying bills much easier by allowing you to pay your Ethio Telecom, DSTV, US Visa, School Fee, WebSprix, CANAL+, Webirr, and Ethiopian Airlines bills SECURITY Apollo is equipped with state-of-the-art security features that incorporate biometrics, face recognition, and two-factor authentication of an OTP (One-Time-Password) to ensure your deposits are safe and easily accessible SCHEDULED TRANSFERSchedule your recurring payment that occur every week, month or any time interval using Apollo RELIABLE CUSTOMER SUPPORT Our Apollo Specialists are here to help, 7 days a week. Reach us via email or give us a call
CBE Soft Token
This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.
- Generates One-Time Passwords (OTPs)
- Multi-factor authentication
- Secure login for internet banking
- Facilitates transactions
- Official app for Commercial Bank of Ethiopia
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Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et
Screenshots
Verdict
The clearest difference is rating: CBE Soft Token at 3.7 against Apollo Digital's 3.0. CBE Soft Token also leads on review sentiment (50% vs 29%) and iOS requirement (13.0 vs 15.0). Apollo Digital's advantage is ratings volume (261 vs 9). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CBE Soft Token holds the better App Store score, 3.7 against 3.0. That said, the two scores are not equally well evidenced: Apollo Digital has 261 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 29% of Apollo Digital's written reviews are positive against 50% of CBE Soft Token's.
Apollo Digital ships an update every 2 months, CBE Soft Token every 4 months. The most recent releases landed on October 11, 2026 and October 9, 2026 respectively.
| Parameter | Apollo Digital | CBE Soft Token |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (261 ratings) | 3.7 (9 ratings) — better |
| Positive reviews | 29.2% of reviews | 50.0% of reviews — better |
| Number of ratings | 261 — better | 9 |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 334 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of Abyssinia | Commercial Bank of Ethiopia |
Customer experience
Apollo Digital
CBE Soft Token
Bugs and requests
Apollo Digital
Reported bugs
14 issues- Face recognition login rejection
- OTP input field rejects numeric entries
- App crashes during onboarding
- QR code scanning fails after updates
- OTP not copying to clipboard automatically
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- Device registration page freezes
- Keyboard input not registering in OTP fields
- File upload stalls during signup
- Selfie capture takes excessive time on iPhone
- Onboarding data incomplete error loop
- Sign up/login contradictory error messages
- App freezes on non-responsive screens
- JWT authentication issues
- Money transfer stuck in processing
Requested features
7 requests- Apple Face ID biometric authentication
- Loan services on iOS (available on Android)
- Document upload option during signup
- Telebirr transfer functionality restoration
- OTP automatic clipboard copying
Show 2 moreShow fewer
- QR code scanning capability
- Support for diaspora/international users
CBE Soft Token
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Apollo Digital
No in-app purchases
CBE Soft Token
No in-app purchases
