Comparison

Simple Loan vs Expense Pro+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Loan

Easily calculate loan payments by entering loan details like amount, interest, and payment schedule. Adjust payment amounts or loan terms to see instant results. This app offers a straightforward way to understand loan specifics without any ads or sign-in requirements.

Highlights
  • Loan type selection
  • Enter loan amount, interest, and payments
  • Edit payment amount
  • Edit loan length
  • View instant results
  • No ads or sign-ins
Features
Read full description

Calculating loan payments can be as simple as 1-2-3! 1. Choose a loan type. 2. Enter the loan amount, interest, and number of payments. 3. Confirm and view results. Simple Loan - Calculator also allows you to edit your desired payment amount or length of loan and instantly see how this affects the results. No ads or sign ins of any type, simply open and use immediately.

About

Expense Pro+

Features
Read full description

Spendly is a simple, fast expense tracker for people who want clarity over their spending — without handing over their financial data. LOG EXPENSES IN SECONDS Add a purchase with just an amount, a merchant and a category. Food, Transport, Shopping, Bills and more — everything organized automatically, with optional labels and notes when you need them. SEE WHERE YOUR MONEY GOES The dashboard shows exactly what you've spent this month, with a clean trend chart, your daily average and your biggest expense at a glance. Filter by category to focus on what matters. BUDGETS THAT KEEP YOU ON TRACK Set a monthly limit for each category and watch your progress in real time. Spendly warns you when you're getting close to a limit and shows clearly when you've gone over, so there are no surprises at the end of the month. CLEAR REPORTS The Reports tab breaks down your spending by category so you can spot patterns and adjust your habits fast. YOUR RECORDS, YOUR CONTROL Every transaction is fully editable. Tap any expense to see the details, update it or delete it. ANY CURRENCY Choose the currency you use from Settings — dollars, euros, pounds and many more. PRIVATE BY DESIGN Your expenses and budgets are stored only on your device. No accounts, no logins, no cloud sync. Your financial data is never uploaded, shared or sold. FREE, WITH AN OPTION TO GO AD-FREE Spendly is free to use with all features included, supported by ads. If you prefer an uninterrupted experience, a single one-time purchase removes all ads forever — no subscription, ever. Just an app that does one thing well: help you see where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://hugoandrada.github.io/

Screenshots

Simple Loan4 screens
Expense Pro+4 screens

Verdict

The call

The clearest difference is price: Expense Pro+ at Free against Simple Loan's $0.99. Expense Pro+ also leads on update cadence (every 4 days vs every 42 months). Simple Loan's advantage is in-app purchases (none vs 3) and ads (none vs shown).

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Expense Pro+ is free to download; Simple Loan costs $0.99 up front. Expense Pro+ sells 3 in-app purchases, starting at $4.99 per month. Simple Loan asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Loan ships an update every 42 months, Expense Pro+ every 4 days. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 3 level
Simple Loan versus Expense Pro+: the parameters behind the verdict, then further details
ParameterSimple LoanExpense Pro+
Price$0.99Free — better
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 42 monthsEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationPaid—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17
Further details — not scored
Size1 MB5 MB
Age rating4+4+
DeveloperJoseph PalmerHugo Andrada

In-app purchases

None

Simple Loan

No in-app purchases

3 purchases

Expense Pro+

Subscriptions2
  • Premium Access$4.991 Month
  • Premium Access$29.991 Year
One-time1
  • Premium Access$49.99

Questions

Is Simple Loan free?
Simple Loan costs $0.99, with no in-app purchases.
Is Expense Pro+ free?
Expense Pro+ is free to download, with in-app purchases available.
Do Simple Loan or Expense Pro+ have ads?
Expense Pro+ shows ads; Simple Loan does not.
Which is updated more often, Simple Loan or Expense Pro+?
Simple Loan ships an update every 42 months, and Expense Pro+ every 4 days. Most recently, Simple Loan was updated on October 10, 2026 and Expense Pro+ on October 25, 2026.

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