Comparison

金融123 vs Fun Habit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

金融123

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金融123 APP为用户自己提供便捷的车辆估价服务。 二手车辆估价服务:车辆多维参数配置,为客户精准估值。 方便用户轻松评估自己的车辆价值、查询车辆配置、查询车辆信息等。

About

Fun Habit

This ad-free app helps you build positive habits and achieve your goals with flexible tracking, motivational incentives, and gamified features for families. It offers customizable reminders, widgets, and detailed statistics to support self-discipline and effective planning.

Highlights
  • Flexible habit cycles (daily, weekly, monthly)
  • Incentive and penalty system with wish lists
  • Parent-child gamified habits with coin rewards
  • Customizable task reminders
  • Home screen widgets for progress tracking
  • Habit chart statistics and analysis
  • Local and cloud data backup
Features
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Make daily habits feel rewarding, visible, and easier to keep. This is a habit tracker, routine planner, and daily goal tool built around a simple reward system. It helps you turn small actions into visible progress, so every habit feels connected to a goal, a reward, and a reason to continue. Build good habits Create habits you want to grow, such as reading, workouts, study, drinking water, sleeping earlier, taking medication, cleaning, stretching, meditation, or any daily routine you want to keep. Each habit can have its own cycle, goal, reminder, and reward points, so your routine becomes more than a to-do list. It becomes a record of progress. Record bad habits you want to stop You can also record behaviors you want to quit or reduce, such as smoking, too much screen time, staying up late, snacking, impulse spending, or other routines you want to change. Set point deductions for unwanted behaviors and use clear feedback to stay aware of the choices you want to improve. Turn progress into rewards Completing positive habits can earn points, while unwanted behaviors can deduct points. Add a gift, trip, rest day, family activity, entertainment time, or any personal goal to your wish list. Set the points needed, then unlock the wish through daily progress. Habit tracking becomes more motivating when the reward is something you actually care about. Use it for family points The app can also work as a family points and reward record. Parents can create habit goals for children, give points for completed routines, deduct points for missed tasks or unwanted behaviors, and connect progress with wishes, rewards, or family agreements. A visible points system can help children understand effort, rules, and consistency in a clearer way. Plan flexible routines Flexible habit cycles support daily, weekly, monthly, yearly, and custom schedules. Use it for daily water goals, weekly workouts, monthly planning, long-term habit building, or quitting a bad habit at your own pace. It can work as a habit tracker, routine planner, goal tracker, daily planner, or to-do companion. Focus with built-in timers For timed habits, you can start a focus timer directly from the habit. Use it for reading, exercise, study, cleaning, practice, or any task that needs a measured session. There is no need to switch to another timer app just to record the time spent on a habit. Understand progress with data Progress is easier to keep when you can see it. Calendars, heatmaps, charts, rankings, and history help you review habit records, completion patterns, wish progress, reward points, family points, and long-term growth. Customize habit cards Habit cards can use flexible layouts and custom components, including descriptions, progress, heatmaps, and other details. This helps each habit fit the way you actually plan, track, and review it. Use home screen widgets Home screen widgets make habit recording faster. Put important habits on your phone’s home screen and mark habits done with fewer steps. This is helpful for routines you want to keep close, such as drinking water, reading, exercise, medication, or daily reflection. Record mood notes Habit change is not only about actions. It is also connected to mood, stress, energy, and daily rhythm. Mood notes help you remember how the day felt, not just what was completed. Over time, you can better understand why some routines work and which plans fit your life. Keep your records safe Local and cloud backup options help protect your habits, plans, wishes, family point records, and mood notes. If you want a habit tracker that feels less like a chore and more like a rewarding system for personal growth, this app gives you a simple way to plan routines, record progress, earn rewards, and make your habits easier to keep.

Screenshots

金融1234 screens
Fun Habit4 screens

Verdict

The call

The clearest difference is update cadence: Fun Habit at every 9 days against 金融123's every 11 months. Fun Habit also leads on device support. 金融123's advantage is iOS requirement (13.0 vs 15.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 金融123 sells 4 one-off in-app purchases and Fun Habit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

金融123 ships an update every 11 months, Fun Habit every 9 days. The most recent releases landed on September 18, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 7 level
金融123 versus Fun Habit: the parameters behind the verdict, then further details
Parameter金融123Fun Habit
PriceFreeFree
Rating—4.8 (5 ratings) — better
Positive reviews—71.4% of reviews
Number of ratings—5 — better
Update frequencyEvery 11 monthsEvery 9 days — better
Ads—No
In-app purchasesYesYes
Monetization—Free
Devices—iPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size62 MB54 MB
Age rating17+4+
DeveloperSichuan Yingruntong Financial Service Outsourcing Co., Ltd.Zibo Maluya Software Studio

In-app purchases

4 purchases

金融123

One-time4
  • 298套餐$46.99
  • 588套餐$89.99
  • 1398套餐$209.99
Show 1 more
  • 3998套餐$599.99
1 purchases

Fun Habit

One-time1
  • Lifetime Premium$10.99

Questions

Is 金融123 free?
金融123 is free to download, with in-app purchases available.
Is Fun Habit free?
Fun Habit is free to download, with in-app purchases available.
Which is updated more often, 金融123 or Fun Habit?
金融123 ships an update every 11 months, and Fun Habit every 9 days. Most recently, 金融123 was updated on September 18, 2026 and Fun Habit on September 23, 2026.

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