Annuity Simulator vs The Retirement Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Annuity Simulator
Calculate the years needed to access an annuity based on your income and savings capacity. This tool provides instant results and visualizes annuity evolution over time. It does not account for inflation or taxation.
- Income and savings input
- Instant annuity calculation
- Annuity evolution graph
- Cumulative savings table
- Simple simulator parameters
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Enter your monthly income and your savings capacity. This application will calculate the number of years allowing you to access an annuity corresponding to your expenses. This application does not integrate inflation and taxation for your country. Features : - Simply entry simulator parameters - Instant calculation result - Annuity evolution graph over time - Table of cumulative savings and annuity Give us your feedback to help us to improve this application (www.persoapps.net).
The Retirement Planner
Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.
- Retirement financial forecasting
- Annual post-tax income estimation
- Customizable retirement phases
- Variable return and withdrawal rates
- IRS tax table integration
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Retirement Planner will help you to determine if you have enough money to span your retirement. While the app is not a guarantee that you will have enough money for retirement, it is a great tool to forecast the amount of money you will have available throughout your retirement. It allows you to take an initial starting principal and input variables like assumed return rates and withdrawal rates and uses the current IRS tax tables to forecast your post-tax income each year. The app allows you to provide desired income to cover your expenses and allows you to select different desired incomes for phases of your retirement: early, mid, and late retirement. The ages for these phases of retirement are customizable so you can more accurately predict your expenses and income during these phases. The Retirement Planner will tell you if and when you're money will run out, so you can see if you are ready to retire. This app is a great tool to let you know if you are ready to enjoy the retirement phase of your life and finally leave the workplace for good!
Screenshots
Verdict
The clearest difference is rating: Annuity Simulator at 5.0 against The Retirement Planner's 4.0. Annuity Simulator also leads on iOS requirement (12.0 vs 15.0). The Retirement Planner's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Annuity Simulator sells 1 one-off in-app purchase. The Retirement Planner asks for nothing beyond the download.
Annuity Simulator holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
Annuity Simulator ships an update every 8 months, The Retirement Planner every 7 months. The most recent releases landed on October 12, 2026 and October 8, 2026 respectively.
| Parameter | Annuity Simulator | The Retirement Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 8 months | Every 7 months — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 44 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | FRANCOIS GUERIN | Wayne Johnson |
Customer experience
Annuity Simulator
The Retirement Planner
In-app purchases
Annuity Simulator
- Remove ads banners$0.99
The Retirement Planner
No in-app purchases
Questions
Is Annuity Simulator free?
Is The Retirement Planner free?
Which has better reviews, Annuity Simulator or The Retirement Planner?
Do Annuity Simulator or The Retirement Planner have ads?
Which is updated more often, Annuity Simulator or The Retirement Planner?
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