Comparison

Fagura vs MICB Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fagura

This platform facilitates simple loans and smart investments, aiming to evolve into a community digital bank. It provides investors with 24/7 access to information on interest earned and portfolio status, making investment management convenient.

Highlights
  • Simple loans
  • Smart investments
  • Community digital bank
  • 24/7 portfolio information
  • Interest earned tracking
  • Account creation
Features
Read full description

Fagura is an alternative investment platform for simple loans and smart investments that aims to become a community digital bank. The product was launched in 2019 on www.fagura.com and has intermediated investment over 2.3 million Euros. For 3 years, Fagura offered investors interest worth over 350,000 Euros. The first version of the Fagura app offers even more convenience to investors. They now have an always-on tool at their fingertips, to create an account and make investments just a few clicks away. The application provides 24/7 information about the interest paid and the status of the portfolio.

About

MICB Token

Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.

Highlights
  • Secure authentication
  • Transaction authorization
  • Cross-device mobility
  • Push notifications
  • Biometric/PIN login
  • Online and offline modes
Read full description

The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.

Screenshots

Fagura4 screens
MICB Token4 screens

Verdict

The call

The clearest difference is update cadence: Fagura at fortnightly against MICB Token's every 13 months. MICB Token's advantage is rating (4.7 vs 4.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MICB Token holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 5 and 7 respectively.

UpkeepUpdate frequency

Fagura ships an update fortnightly, MICB Token every 13 months. The most recent releases landed on October 5, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
Fagura versus MICB Token: the parameters behind the verdict, then further details
ParameterFaguraMICB Token
PriceFreeFree
Rating4.4 (5 ratings)4.7 (7 ratings) — better
Positive reviews75.0% of reviews—
Number of ratings57 — better
Update frequencyFortnightly — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.6 — better16
Further details — not scored
Size118 MB13 MB
Age rating17+4+
DeveloperFaguraBC Moldindconbank S.A.

Customer experience

Fagura

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%
Written reviews4 reviews
Positive75.0%
Neutral25.0%
Negative0.0%

MICB Token

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Fagura

No in-app purchases

None

MICB Token

No in-app purchases

Questions

Is Fagura free?
Fagura is free to download, with no in-app purchases.
Is MICB Token free?
MICB Token is free to download, with no in-app purchases.
Which has better reviews, Fagura or MICB Token?
MICB Token is rated higher. Fagura averages 4.4 out of 5 from 5 ratings, while MICB Token averages 4.7 from 7 ratings.
Do Fagura or MICB Token have ads?
Neither Fagura nor MICB Token shows ads.
Which is updated more often, Fagura or MICB Token?
Fagura ships an update fortnightly, and MICB Token every 13 months. Most recently, Fagura was updated on October 5, 2026 and MICB Token on October 21, 2026.

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