Comparison

BAMIS DIGITAL vs Kalbe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BAMIS DIGITAL

Manage your digital account securely, anytime. Perform transactions like payments to merchants, money transfers, bill payments, and prepaid card recharges. Access and manage your BAMIS debit and credit cards, including activation and limit changes.

Highlights
  • Merchant payments
  • Inter-account transfers
  • Cashless money transfers
  • Bill payments
  • Prepaid card recharges
  • Phone top-ups
  • Card management (activation, limits)
Features
Read full description

BAMIS DIGITAL, permet au client ayant un compte digital d’accéder à son compte digital et effectuer ses opérations sur ce compte à tout moment et en toute sécurité. Fonctionnalités : - Paiement chez les commerçants agrées par la BAMIS - Transferts entre les clients et commerçants ayant un compte digital - Transfert d’argent en faveur des personnes n’ayant pas de compte bancaire - Paiement de factures - Recharge de cartes prépayées AL MOUSSAFIR et AL VIDDA de la BAMIS - Recharge Téléphonique - Visualisation de la liste des cartes BAMIS de débit et de crédit - Activation et désactivations des cartes BAMIS de débit et de crédit - Changement de plafonds de cartes BAMIS de débit et de crédit - Informations sur le compte digital de l’application BAMIS DIGITAL - Notifications de toutes les transactions effectuées sur l’application BAMIS DIGITAL Notre engagement, Vous servir mieux que les autres, mieux qu’aujourd’hui.

About

Kalbe

Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.

Highlights
  • Virtual card for international payments
  • Local currency top-ups (MRU)
  • Spend in US dollars globally
  • Secure financial management
  • Alternative to traditional bank cards
  • Online purchase and subscription payments
Features
Read full description

Kalbe offers you a virtual card that simplifies your international payments! Easily top up with local currency (MRU) and spend anywhere in the world. Whether you're making online purchases, paying subscriptions, or advertising on social media, Kalbe helps you manage your finances simply and securely. With a local top-up process, you can load your card using traditional payment methods and then make transactions in US dollars without worry. Enjoy a flexible and transparent solution for your global payments, free from the limitations of traditional bank cards.

Screenshots

BAMIS DIGITAL4 screens
Kalbe4 screens

Verdict

The call

The clearest difference is rating: Kalbe at 4.5 against BAMIS DIGITAL's 4.0. Kalbe also leads on update cadence (every 2 weeks vs monthly) and ratings volume (43 vs 11). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kalbe holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 11 and 43 respectively.

UpkeepUpdate frequency

BAMIS DIGITAL ships an update monthly, Kalbe every 2 weeks. The most recent releases landed on October 3, 2026 and October 13, 2026 respectively.

Scorecard3 real differences · 7 level
BAMIS DIGITAL versus Kalbe: the parameters behind the verdict, then further details
ParameterBAMIS DIGITALKalbe
PriceFreeFree
Rating4.0 (11 ratings)4.5 (43 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings1143 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size67 MB49 MB
Age rating4+17+
DeveloperBanque Alwava Mauritanienne Islamique SANEOTIC S.A.R.L

Customer experience

BAMIS DIGITAL

All ratings10 ratings
Positive70.0%
Neutral0.0%
Negative30.0%

Kalbe

All ratings43 ratings
Positive88.4%
Neutral2.3%
Negative9.3%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BAMIS DIGITAL

No in-app purchases

None

Kalbe

No in-app purchases

Questions

Is BAMIS DIGITAL free?
BAMIS DIGITAL is free to download, with no in-app purchases.
Is Kalbe free?
Kalbe is free to download, with no in-app purchases.
Which has better reviews, BAMIS DIGITAL or Kalbe?
Kalbe is rated higher. BAMIS DIGITAL averages 4.0 out of 5 from 11 ratings, while Kalbe averages 4.5 from 43 ratings.
Do BAMIS DIGITAL or Kalbe have ads?
Neither BAMIS DIGITAL nor Kalbe shows ads.
Which is updated more often, BAMIS DIGITAL or Kalbe?
BAMIS DIGITAL ships an update monthly, and Kalbe every 2 weeks. Most recently, BAMIS DIGITAL was updated on October 3, 2026 and Kalbe on October 13, 2026.

Other comparisons