7Button Financial Calculator vs Budget Compass

This business calculator was written by a veteran finance professor (Ph.D. finance), - and former exclusive finance trainer, worldwide, to Apple - to extend the performance of traditional time value of money (TVM) calculators, so that they are applicable to real-world situations. Beyond the five TVM buttons typically included on traditional handheld financial calculators (PV, FV, PMT, N and R), this calculator also includes a sixth button: a G-Button (patent pending), for analyzing the growth rate of an annuity stream, and a seventh button: an infinity-button (patent pending) for analyzing perpetuities (with N = infinity). Collectively, the five TVM buttons are extended to seven TVM buttons, providing the name: "7Button business calculator". Additional information is available at 7Button.com. By including a G-Button, the calculator can analyze real-world scenarios in the face of price inflation. Unlike all other calculators, it can analyze any annuity stream in real and/or nominal terms. Toggling the calculator between an annuity-due and a regular annuity requires only ONE keystroke (not six - as is common). Unlike other calculators which only show one of the five (5) variables at any time, this calculator shows all 6 of 6 - at all times - building intuition, because the entire problem is always displayed. The layout is simple. No "2nd" button is needed. Ten storage/memory registers (STO-0 to STO-9) are provided to assist in multi-step computations. An EEX button makes entering large values simple (1.2 EEX 6 gives 1,200,000). The calculator is also utilized in the textbook, Mastering the Fundamentals of Finance. Building Skills and Intuition, - first published in 2021 by Cognella, and initially adopted for use by Penn State, Northwestern, and Cal Poly.

Budget Compass simplifies personal finance management, empowering you to take control of your money effortlessly. - Track Expenses and Income: Log daily transactions with ease. Record expenses and income, keeping a clear picture of your financial flow. - Visualize Your Financial Health: Get insights with detailed charts and statistics. See where your money goes, spot trends, and make informed decisions. - Monitor Your Wealth: Track savings, investments, and assets. Watch your wealth grow as you achieve your financial goals. - Financial Freedom: Plan for vacations, homes, or retirement. Budget Compass is your partner on the path to financial freedom.