eReja vs epara
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eReja
This electronic money institution allows you to make electronic payments without maintenance or hidden fees. You can fund your digital wallet via bank card, agents across Albania, or transfers from other users. Pay bills, transfer money, and manage your finances in real-time.
- Electronic payments without fees
- Fund wallet via bank card
- Fund wallet via agents
- Transfer money to other users
- Pay bills with QR code
- Real-time balance and transaction history
- Budget planning
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Teknologji në funksion të kohës eReja është Institucion i Parasë Elektronike i licencuar nga Banka e Shqipërisë. eReja është teknologjia e re e pagesave që mundëson kryerjen e transaksioneve elektronike, pa kosto mirëmbajtjeje dhe pa kosto të fshehura. Portofol Elektronik Shkarkoni aplikacionin eReja në appstore, regjistrohuni, hapni llogarinë në portofolin tuaj digjital dhe: • Kreditoni llogarinë tuaj: me kartë bankare (nëpërmjet kartës tuaj të debitit apo kreditit) pa nevojën e një llogarie bankare duke u paraqitur në një prej +400 agjentëve në të gjithë Shqipërinë duke kërkuar kredite nga një përdorues tjetër i eReja • Përdoreni eReja për të: Paguar fatura në tregtarë ku shihni logon eReja - Skano QR code në çdo faturë për të kryer pagesën Paguar faturat tuaja te energjisë elektrike, ujit, internet, telefoni Transferuar para në një ewallet eReja tjetër Së shpejti dhe me shërbime të tjera per t`ju ndihmuar në realizimin e çdo pagese apo transferte në një kohë sa më të shpejtë. • Me eReja në kohë reale keni mundësi të: kontrolloni balancën, historikun e transaksioneve, planifikoni buxhetin tuaj Kur përdorni këtë aplikacion, të dhënat tuaja personale proçesohen sipas Politikës së Privatësisë së eReja e aksesueshme në linkun https://ereja.al/termat-dhe-kushtet/.
epara
Manage your finances with virtual and physical cards for effortless payments, free ATM withdrawals, and automatic rewards. This app offers secure transactions, instant currency exchange, and real-time transaction tracking for both personal and business use.
- Virtual and physical cards
- Free ATM withdrawals in Albania
- Automatic rewards on payments
- Dual currency management (ALL & EUR)
- Global money transfers via Ria
- Secure Mastercard transactions
- Transaction tracking and limit management
- Business payment solutions
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Redefine your money management & spending experience with epara - designed to give you more benefits, more freedom and more control over your money. With epara, virtual and physical cards enable effortless payments, free withdrawals, and automatic rewards. Why choose epara? • Get rewarded on every payment with epara cards. • Withdraw with your physical card at any ATM in Albania without commission. • 2 currencies, 1 card – Manage ALL & EUR balances in a single wallet with instant currency exchange. • Receive money from friends & family from 200+ countries around the world with Ria in epara • Secure payments, anywhere, anytime – Safe transactions online and in-store, powered by Mastercard. • Track everything in one app – Monitor transactions, manage limits, stay in control 24/7. Have a business? epara works for you too Accept payments faster and easier with epara: • Generate QR codes or payment links for instant transfers from your customers • Track every transaction & give your team access tailored to their role • Withdraw your earnings at BKT ATMs real time, with 0 commission epara is perfect for: • People who love earning rewards on daily payments • Anyone who wants free ATM withdrawals across Albania • Online shoppers and subscription users • Businesses looking for modern, fast, and secure payment solutions • Anyone who values commodity, speed, and control epara – Your Free Digital Wallet | Powered by BKT More rewards. More freedom. More control.
Screenshots
Verdict
The clearest difference is rating: eReja at 5.0 against epara's 4.2. eReja also leads on ads (none vs shown) and update cadence (monthly vs every 3 months). epara's advantage is ratings volume (5 vs 1) and iOS requirement (12.4 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eReja holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: epara has 5 ratings behind it against 1, so its average is the more settled of the two.
eReja ships an update monthly, epara every 3 months. The most recent releases landed on September 10, 2026 and September 13, 2026 respectively.
| Parameter | eReja | epara |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.2 (5 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 5 — better |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 76 MB | 85 MB |
| Age rating | 17+ | 4+ |
| Developer | eReja SH.P.K | BKT PAY SH.A |
Customer experience
eReja
epara
In-app purchases
eReja
No in-app purchases
epara
No in-app purchases
