Comparison

Cabal vs CobrApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cabal

Manage your business finances and create an online store quickly and easily. Track sales, expenses, and inventory, and send payment reminders. Grow your business with integrated reporting and an e-commerce platform.

Highlights
  • Sales control
  • Expense tracking
  • Inventory management
  • Online store creation
  • Payment reminders
  • Business reports
Features
Read full description

¡Descarga Cabal y lleva tu negocio al siguiente nivel! Con Cabal, podrás gestionar las finanzas de tu negocio o emprendimiento y crear tu tienda en línea en segundos, ¡totalmente gratis! ¿Para quiénes y para qué sirve Cabal? Cabal es una aplicación super útil y gratuita para emprendedores que les permite llevar el control de sus ventas, gastos, inventarios y tienda en línea desde su celular, haciéndolo más fácil y rápido de administrar. ¿Qué puedes hacer con Cabal? Con Cabal, no solo tendrás acceso a una herramienta útil, sino que también serás parte de una comunidad de emprendedores y empresarios en la que se comparte conocimiento y se crece juntos. Entre las funciones más destacadas de Cabal, se encuentran las siguientes: - Controla tus ventas: Registra de manera rápida y sencilla todas las ventas que realizas, tanto las de contado como las de crédito. - Registro de gastos: Lleva el control de los costos y gastos de tu negocio en tiempo real, para que no se te olvide ninguna obligación del mes. - Productos y servicios: Define y gestiona tu inventario de productos o servicios que tu negocio ofrece. Podrás escanear códigos de barras, tomar fotografías y controlar las cantidades que tienes de cada uno. - Recordatorios: Envía rápidamente por WhatsApp recordatorios de cobros pendientes a clientes o proveedores. Podrás enviar recibos electrónicos de cada transacción y diversos reportes del desempeño de tu negocio. - Tienda Cabal: Con solo tener tu inventario definido, podrás habilitar tu tienda en línea en segundos y compartir a tus clientes un enlace único de tu tienda en línea. Podrás compartirla en cualquier red social y WhatsApp. Te permite además recibir pedidos y gestionarlos desde la app. - Reportes: Con Cabal podrás llevar el seguimiento de tus metas y crecimiento diario, semanal o mensual. Podrás además descargar en PDF los reportes para análisis y control de tu desempeño. Por último, te recomendamos que leas los términos y condiciones de uso (EULA) de Cabal, los cuales podrás encontrar en el siguiente enlace: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

CobrApp

This app streamlines loan management for lenders and collectors. It allows for quick logging of payments, generation of professional receipts, and comprehensive tracking of loan books. Features include automated calculations, flexible payment schedules, and cloud backup for data security.

Highlights
  • Log payments in 3 taps
  • Generate professional PDF receipts
  • Automated balance recalculation
  • Flexible payment schedules
  • Cloud backup and sync
  • Route and collector management
  • Customizable currency and templates
Features
Read full description

Log the day's payment in 3 taps, print the receipt, and move to the next stop. CobrApp keeps your loans, payments, late interest, and loan book current — no notebooks, no spreadsheets. Try Premium free for 7 days. More than 100,000 people already run their book on it. WHO COBRAPP IS FOR Route collectors and daily-payment lenders who are out on the street every day. Independent lenders running their own book. Small lending operations with several collectors. Credit unions and savings cooperatives. Microfinance businesses. Shop owners who sell on store credit and need to know who owes what. OUT ON THE ROUTE • Collect in 3 taps: exact payment, partial payment, or advance on future installments • The balance recalculates itself, so you do no math at the customer's door • Daily, weekly, biweekly, or monthly payment schedules • Skip Sundays and holidays so an installment never falls on a non-business day • Three interest modes: flat, recalculated on the balance, or bank-style compounding • Add a new loan in under a minute • Keeps working with the app closed — due dates keep calculating RECEIPTS THAT LOOK PROFESSIONAL • PDF receipt with your logo, your business details, and the customer's on-screen signature • Prints straight to 58mm Bluetooth printers and Wi-Fi printers • Send the receipt by WhatsApp or email the moment you collect • Numbered receipts with full history per customer • Editable receipt templates carrying your own brand YOUR LOAN BOOK, ALWAYS CURRENT • How much is out on the street, how much you have recovered, how much you have earned • Automatic alerts on overdue installments and delinquency tracking • Status of every loan: outstanding principal, accrued interest, days late • Cash flow projection so you know what is coming in • Daily cash close and reports by date range • Export to Excel and CSV for your accountant ROUTES AND COLLECTORS • Collection routes organized by zone and by day • Assign customers to each collector, with roles and permissions • See what each collector has taken in, live, from your own phone • Optional payment geolocation for route traceability • Several users on the same book without stepping on each other YOU DO NOT LOSE YOUR BOOK It is every lender's real fear. CobrApp runs automatic encrypted cloud backup: change phones, sign in, and it all comes back — customers, loans, payments, receipts, and history. Only you can reach your book. YOUR CURRENCY, YOUR COUNTRY You pick your business currency in settings: dollars, pesos, soles, reais, quetzales, or whichever one you use. Used by collectors and lenders in the United States, Colombia, the Dominican Republic, Mexico, Argentina, Brazil, Peru, Ecuador, Guatemala, Costa Rica, Panama, Chile, and Uruguay. FREQUENTLY ASKED Does it work offline? Yes. Record payments with no signal and they sync as soon as you are back online. How many customers can I have? The free plan carries up to 10 customers, enough to test the app on real cases. Premium is unlimited customers and loans. Can I manage several collectors? Yes, on the Team plan. Each collector signs in with their own account, sees only their route, and you see the consolidated take. What if I enter a payment wrong? You can edit or void the entry. It stays in the history, so traceability never breaks. Do I need a printer? No. You can send the receipt by WhatsApp. If you prefer paper, it works with 58mm Bluetooth printers. PLANS Free — up to 10 customers, start today without paying anything. Premium — unlimited customers and loans, advanced routes, custom reports, and priority support. Team — several collectors with roles, permissions, and a consolidated view. The first 7 days of Premium are free. After that it renews automatically on the plan you choose, unless you cancel at least 24 hours before it ends. Cancel any time under Settings, Apple ID, Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: cobrapp.co

Screenshots

Cabal4 screens
CobrApp4 screens

Verdict

The call

The clearest difference is ads: Cabal at none against CobrApp's shown. Cabal also leads on review sentiment (81% vs 73%) and ratings volume (239 vs 67). CobrApp's advantage is update cadence (weekly vs monthly). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cabal sells 2 in-app purchases, starting at $6.99 per month and CobrApp sells 10 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Cabal against 4.8 for CobrApp. Both are backed by a comparable volume of ratings — 239 and 67 respectively. Written reviews are what separate them: 81% of Cabal's written reviews are positive against 73% of CobrApp's.

UpkeepUpdate frequency

Cabal ships an update monthly, CobrApp weekly. Both last shipped on November 7, 2026.

Scorecard4 real differences · 6 level
Cabal versus CobrApp: the parameters behind the verdict, then further details
ParameterCabalCobrApp
PriceFreeFree
Rating4.8 (239 ratings)4.8 (67 ratings) — better
Positive reviews80.9% of reviews — better72.7% of reviews
Number of ratings239 — better67
Update frequencyMonthlyWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.5 — better15.6
Further details — not scored
Size111 MB96 MB
Age rating17+4+
Developerebitdash, LLCYIBIHUGE S A S BIC

Customer experience

Cabal

All ratings235 ratings
Positive94.5%
Neutral3.8%
Negative1.7%
Written reviews68 reviews
Positive80.9%
Neutral5.9%
Negative13.2%

CobrApp

All ratings67 ratings
Positive97.0%
Neutral0.0%
Negative3.0%
Written reviews11 reviews
Positive72.7%
Neutral27.3%
Negative0.0%

In-app purchases

2 purchases

Cabal

Subscriptions2
  • Monthly plan$6.991 Month
  • Yearly Plan$67.001 Year
10 purchases

CobrApp

Subscriptions10
  • Premium Plan - Monthly3 Days trial$12.991 Month
  • Team 5 Mensual3 Days trial$19.991 Month
  • Plan Individual3 Days trial$23.993 Months
Show 7 more
  • Empresarial Mensual3 Days trial$49.991 Month
  • Plan Equipo 5 - Trimestral3 Days trial$54.993 Months
  • Premium Plan - Yearly3 Days trial$89.991 Year
  • Empresarial Trimestral3 Days trial$134.993 Months
  • Team 5 Anual3 Days trial$174.991 Year
  • Plan Equipo 10 - Anual3 Days trial$259.991 Year
  • Empresarial Anual3 Days trial$439.991 Year

Questions

Is Cabal free?
Cabal is free to download, with in-app purchases available.
Is CobrApp free?
CobrApp is free to download, with in-app purchases available.
Which has better reviews, Cabal or CobrApp?
CobrApp is rated higher. Cabal averages 4.8 out of 5 from 239 ratings, while CobrApp averages 4.8 from 67 ratings.
Do Cabal or CobrApp have ads?
CobrApp shows ads; Cabal does not.
Which is updated more often, Cabal or CobrApp?
Cabal ships an update monthly, and CobrApp weekly. Most recently, Cabal was updated on November 7, 2026 and CobrApp on November 7, 2026.

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