Comparison

掘金智研 vs 发现报告

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

掘金智研

Get instant, AI-powered investment analysis from financial reports and company filings. Ask questions in natural language and receive concise answers with supporting data. Stay updated on your favorite companies and industries with automated tracking.

Highlights
  • AI-powered research Q&A
  • Natural language search
  • Automated report summarization
  • Structured investment reports
  • Continuous tracking of companies/industries
  • Core conclusion with data support
Features
Read full description

掘金智研是一款面向投资研究场景的 AI 投研助手。输入公司、行业、宏观或策略问题,应用会基于研报等资料生成结构化分析,并展示参考来源,方便回看原文、核对依据。 【AI 投研搜索】 使用自然语言提问,梳理核心观点、关键数据、风险提示和资料之间的关联。支持继续追问、查看历史分析,并保存或分享结果。 【参考来源】 回答展示相关研报与引用资料,可继续查看详情和 PDF 原文,让分析过程更透明。 【研报与财报检索】 覆盖公司研究、行业研究、宏观策略、财报公告、机构调研和纪要等内容,支持关键词检索与分类浏览。 【原文阅读】 查看研报摘要与 PDF 原文,支持收藏和分享,方便沉淀重要资料。 【自选跟踪】 将关注的公司加入自选,集中查看相关研究内容与行情信息。 【Pro 会员权益】 - 完整研报原文不限量 - AI 投研每个会员周期 300 次 - 月度 Pro 与年度 Pro 权益相同 【自动续费订阅说明】 - 订阅方案:月度 Pro、年度 Pro。 - 价格:以购买时 App Store 显示的本地化价格为准。 - 付款:确认购买后,费用将由 Apple 账户扣除。 - 续订:除非在当前订阅周期结束至少 24 小时前取消,否则订阅将自动续订;续订费用会在周期结束前 24 小时内扣除。 - 管理与取消:可前往 Apple 账户的“订阅”页面管理或取消。 - 恢复购买:可在 App 内“会员中心”恢复已购买的有效订阅。 隐私政策:https://api.juejinyanbao.com/faq/privacy 用户协议:https://api.juejinyanbao.com/faq/protocol 自动续费会员服务协议:https://api.juejinyanbao.com/faq/autorenewagreement 使用条款(Apple 标准 EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 本 App 展示和生成的内容仅供学习与研究参考,不构成任何投资建议。市场有风险,投资需谨慎。

About

发现报告

Features
Read full description

发现报告,百万用户都在用的研报平台。收录300万+份报告及2700万+数据图表,全面覆盖宏观策略、行业分析、公司研究、财报、招股书、定制报告等内容。通过前沿的技术和便捷的产品体验,为金融从业人员、投资者、市场运营等提供信息获取和整合的专业服务。

Screenshots

掘金智研4 screens
发现报告4 screens

Verdict

The call

掘金智研 and 发现报告 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 掘金智研 sells 5 in-app purchases, starting at $1.49 per month and 发现报告 sells 8 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

掘金智研 ships an update every 2 weeks, 发现报告 every 4 weeks. The most recent releases landed on September 8, 2026 and September 10, 2026 respectively.

ScorecardNo meaningful differences
掘金智研 versus 发现报告: the parameters behind the verdict, then further details
Parameter掘金智研发现报告
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1615.0 — better
Further details — not scored
Size12 MB31 MB
Age rating4+12+
Developer仕通 谷苏州互方得信息科技有限公司

In-app purchases

5 purchases

掘金智研

Subscriptions5
  • 研报标准会员 - 连续包月$1.491 Month
  • 研报标准会员 - 连续包月$3.991 Month
  • 研报标准会员 - 连续包季$4.493 Months
Show 2 more
  • 研报标准会员 - 连续包年$13.991 Year
  • 研报标准会员 - 连续包年1 Year trial$29.991 Year
8 purchases

发现报告

One-time8
  • 高级VIP 1个月$19.99
  • 1个月高级VIP$19.99
  • 标准VIP 12个月$29.99
Show 5 more
  • 12个月标准VIP$29.99
  • 标准VIP 24个月$49.99
  • 24个月标准VIP$49.99
  • 高级VIP 24个月$69.99
  • 24个月高级VIP$69.99

Questions

Is 掘金智研 free?
掘金智研 is free to download, with in-app purchases available.
Is 发现报告 free?
发现报告 is free to download, with in-app purchases available.
Do 掘金智研 or 发现报告 have ads?
Neither 掘金智研 nor 发现报告 shows ads.
Which is updated more often, 掘金智研 or 发现报告?
掘金智研 ships an update every 2 weeks, and 发现报告 every 4 weeks. Most recently, 掘金智研 was updated on September 8, 2026 and 发现报告 on September 10, 2026.

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