Comparison

Simple vs Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple

A digital wallet designed for freelancers and remote workers to manage digital income. It offers secure, fee-free global fund transfers, currency swaps, and portfolio tracking, making digital asset management accessible to everyone.

Highlights
  • Global fund transfers with zero fees
  • Transfer funds via phone number
  • Currency swap and portfolio tracking
  • Manage multiple digital assets
  • Smart security and privacy controls
  • Virtual card for everyday spending (coming soon)
Features
Read full description

Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.

About

Money

Features
Read full description

Take control of your money with Money Tracker! Money Tracker makes it simple to manage your finances, track expenses, monitor income, and build better money habits. Easily create budgets, view spending trends, set savings goals, and stay organized with clear financial insights. Whether you're saving for a vacation, paying off debt, building an emergency fund, or simply trying to spend smarter, expense tracker gives you the tools you need to make confident financial decisions. Start tracking your money today and discover how small changes can lead to big financial success. Download Money Tracker and take the first step toward a stronger financial future! * Track spending, manage income, and take control of your financial future. * See where every dollar goes and make smarter money decisions. * Easily track expenses, stay on budget, and grow your savings. * Take charge of your money with simple expense tracking and budgeting. * Monitor spending, build better habits, and reach your financial goals. * Know where your money goes and start saving more every month. * Track expenses effortlessly and make every dollar count. * Stay organized, spend smarter, and achieve your money goals faster. * Your simple solution for budgeting, saving, and financial success. * Gain financial confidence with easy income and expense tracking.

Screenshots

Simple4 screens
Money4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple at none against Money's 1. Simple also leads on ads (none vs shown) and update cadence (weekly vs fortnightly). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money sells 1 one-off in-app purchase. Simple asks for nothing beyond the download.

UpkeepUpdate frequency

Simple ships an update weekly, Money fortnightly. The most recent releases landed on October 30, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
Simple versus Money: the parameters behind the verdict, then further details
ParameterSimpleMoney
PriceFreeFree
Rating4.4 (39 ratings) — better—
Positive reviews92.2% of reviews—
Number of ratings39 — better—
Update frequencyWeekly — betterFortnightly
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better26.0
Further details — not scored
Size227 MB5 MB
Age rating4+4+
DeveloperSimple Europe UABSteve Veloudos

Bugs and requests

Simple

Reported bugs

3 issues
  • Login screen freezes
  • Compatibility issues with older devices
  • Delayed transaction processing

Requested features

3 requests
  • Expand availability to more countries
  • Improve customer support responsiveness
  • Add advanced analytics and reporting

Money

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Simple

No in-app purchases

1 purchases

Money

One-time1
  • Lifetime Purchase$9.99

Questions

Is Simple free?
Simple is free to download, with no in-app purchases.
Is Money free?
Money is free to download, with in-app purchases available.
Do Simple or Money have ads?
Money shows ads; Simple does not.
Which is updated more often, Simple or Money?
Simple ships an update weekly, and Money fortnightly. Most recently, Simple was updated on October 30, 2026 and Money on October 20, 2026.

Other comparisons