Simple vs GOESPAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple
A digital wallet designed for freelancers and remote workers to manage digital income. It offers fast, secure global fund transfers with no fees, currency swaps, and portfolio tracking. The app prioritizes user privacy and provides smart security features without complex recovery phrases.
- Global fund transfers with zero fees
- Transfer to friends via phone number
- Currency swap and portfolio tracking
- Manage multiple digital assets
- Smart security and privacy controls
- Virtual card for everyday spending (coming soon)
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Built for Digital Income Designed for freelancers, remote workers, and digital nomads. Simple is a digital wallet that works like your favorite banking app — fast, secure, and designed for real life. No finance background needed. Everything You Need, Nothing You Don't Send funds globally with zero fees Transfer to friends using just their phone number Swap currencies and track your portfolio in one clean interface Virtual card for everyday spending (coming soon!) Smart Security, No Hassle No complicated recovery phrases Regain access if your phone is lost Your data stays private — you control what you share and when Top Digital Assets Manage Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (MATIC), Dogecoin (DOGE), Litecoin (LTC), XRP (Ripple), Binance Coin (BNB), Polkadot (DOT), and many more — all in one app. Whether you're paid in digital assets or just getting started — Simple makes it easy to use, send, and grow your funds anywhere in the world.
GOESPAY
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GoesPay is your all in one mobile wallet, for Africa and beyond. Manage your money simply, anywhere, safely. DEPOSITS Top up your account in seconds via the leading Mobile Money operators across Africa, or by bank card. TRANSFERS Send money instantly to any Mobile Money number or to another GoesPay user. WITHDRAWALS Withdraw your balance directly to your Mobile Money account, in every supported country. INTERNATIONAL TRANSFERS Send and receive international bank transfers (SWIFT, SEPA), alongside Mobile Money. CARDS Virtual and physical cards for online and international payments, available in select countries. MULTI CURRENCY WALLET Hold and manage your balance across multiple currencies from a single account. ADVANCED SECURITY • Personal PIN code login • Biometric unlock (fingerprint, Face ID) • Two factor authentication (2FA) • KYC identity verification MESSAGING AND SUPPORT Chat directly with our support team, or with other users, from inside the app. REFERRALS Invite friends and earn rewards when they join GoesPay and transact. HISTORY AND RECEIPTS View your complete transaction history. Download and share your receipts as PDF. COVERED COUNTRIES (Mobile Money) Benin • Burkina Faso • Ivory Coast • Guinea Bissau • Mali • Niger • Senegal • Togo • Cameroon BILINGUAL INTERFACE Available in French and English, automatically matching your phone's language. DARK MODE Light, dark or automatic theme, matching your system preferences. GoesPay, your money, your freedom.
Screenshots
Verdict
Simple and GOESPAY are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 14, 2026 and November 10, 2026 respectively.
| Parameter | Simple | GOESPAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (39 ratings) — better | — |
| Positive reviews | 92.2% of reviews | — |
| Number of ratings | 39 — better | — |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 220 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Simple Europe UAB | GOES INDUSTRIES SARL |
Bugs and requests
Simple
Reported bugs
3 issues- Login screen freezes
- Compatibility issues with older devices
- Delayed transaction processing
Requested features
3 requests- Expand availability to more countries
- Improve customer support responsiveness
- Add advanced analytics and reporting
GOESPAY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Simple
No in-app purchases
GOESPAY
No in-app purchases









