DivvyDiary vs Refund Radar

See at a glance when each dividend arrives, how much it is and how your passive income grows month after month. • Dividend calendar with pay dates and ex-dividend dates • More than 100,000 stocks, ETFs and funds worldwide, including the Dividend Aristocrats • Push notification on payday • Portfolio import from your broker or with a CSV file • Diversification by sector, country and industry • Screener with dividend filters • Dark mode, privacy mode and app lock with Face ID DIVIDEND CALENDAR See which dividends you'll receive this month and in the months ahead. DivvyDiary adds every dividend as soon as the company announces it and shows a forecast for all the others, based on past payments. NOTIFICATIONS Get a push notification or an email on payday, and a weekly or monthly summary if you like. A price alert lets you know when a stock reaches your target price. YOUR PORTFOLIO IN MINUTES Import your portfolio from Fidelity, Interactive Brokers and other brokers, or upload your broker's CSV export. You can also add your holdings by hand. DISCOVER NEW INVESTMENTS Filter more than 100,000 stocks, ETFs and funds by dividend yield, dividend growth, dividend frequency or dividend month. Want to get paid every month? Find all monthly dividend payers. ARISTOCRAT DivvyDiary is free, and you don't need payment details to sign up. The Aristocrat subscription also unlocks: • up to five portfolios with an overall view • the complete portfolio analysis: total return from price gains and dividends, dividend growth with backtesting and forecast, a yearly overview and the community benchmark • net dividends with your tax rate per security or for the whole portfolio • forecasts beyond the next three months • alerts before the ex-dividend date, unlimited price alerts and all dividend news • DeepDive: see what's inside your ETFs and funds • the screener's AI filter and the export of your pay dates to your calendar • cash accounts with interest and bonds with coupon history Use DivvyDiary on iPhone, iPad and on the web at divvydiary.com, always in sync. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://divvydiary.com/en/privacy

The money is still yours. It's just that nobody is watching it right now. A return window that closes quietly. A refund that never arrives. A trial month that turns into a yearly contract. The same side wins every time — and it isn't you. Refund Radar keeps an eye on the deadlines and speaks up before it's too late. HOW IT WORKS • Add it: merchant, amount, purchase date. The app suggests the return window. • Get reminded: in time, by notification and email, with the lead time you choose. • Get it back: a template letter is ready, and the refund stays visible until the money lands. WHAT YOU KEEP IN VIEW • Return deadlines for everything you ordered • Open refunds, until they're actually credited • Subscriptions and contracts, before they quietly renew • Warranties, with the matching receipt beside them • Your savings balance: what you clawed back, in black and white WITH PRO • Connect a mailbox — Gmail, Outlook or via forwarding. Orders are recognised automatically. • Photograph a receipt and the entry writes itself: merchant, amount and return window are read out. • Family access for the household. PRIVACY Servers in the EU, GDPR-compliant. No ads, no tracking, nothing passed to third parties. Mailbox access can be revoked at any time, and Refund Radar only looks at what appears to be an order. The app speaks English and German. You can delete your account directly in the app, whenever you like. REFUND RADAR PRO Pro unlocks: • Unlimited entries — the free plan stops at 25 • Connect Gmail and Outlook directly • Forwarding for iCloud, GMX, web.de, Yahoo and other providers • AI reads deadline, merchant and amount from your receipts • Escalating reminders and priority alerts • Track refunds through to the credit note Plans: • Pro monthly — renews every month • Pro yearly — renews every year The price for your region is shown in the App Store before you confirm. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Billing runs through your Apple account, where you can manage and cancel it at any time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms and Conditions: https://www.refundradar.de/agb Privacy Policy: https://www.refundradar.de/datenschutz