Comparison

Swapto (Formerly Dtunes) vs Termii Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swapto (Formerly Dtunes)

Convert cryptocurrency to Naira instantly with competitive rates and earn rewards. This secure platform offers fast payouts, cashback on trades, and referral bonuses. Get 24/7 human support for a seamless crypto-to-cash experience.

Highlights
  • Instant Naira payouts
  • Cashback on every trade
  • Competitive exchange rates
  • Referral rewards program
  • Secure platform with encryption
  • Transparent pricing
  • 24/7 human support
Features
Read full description

Turn USDT, Bitcoin and other crypto into naira, then withdraw to any Nigerian bank in 5 to 10 minutes. Swapto is the new name for Dtunes, serving Nigerian crypto users since 2021. Your account and balance carry over. SELL 7 COINS FOR NAIRA • Tether (USDT) on TRC-20, ERC-20 or BEP-20 • Bitcoin (BTC) • Ethereum (ETH) • Tron (TRX) • USD Coin (USDC) • BNB • Litecoin (LTC) HOW TO SELL CRYPTO ON SWAPTO 1. Download Swapto and verify your identity with your BVN. 2. Choose your coin and network in the app, then copy your deposit address. 3. Send crypto from your wallet or exchange on that same network. 4. Sell. With auto-sell on, it converts the moment it lands. Otherwise, sell when you're ready and check the naira amount before you confirm. 5. Withdraw to your Nigerian bank account. Naira arrives in 5 to 10 minutes. AUTO-SELL OR HOLD: YOUR CHOICE With auto-sell on, Swapto converts your crypto at the live rate the moment your deposit is credited. With it off, your crypto stays in your Swapto wallet until you decide to sell. WHAT TO EXPECT • Bank payouts take 5 to 10 minutes after you sell. • Deposit time depends on the network. Tron confirms in seconds. Bitcoin can take tens of minutes. • Always send on the network shown in the app. USDT addresses on ERC-20 and BEP-20 both start with 0x, so check the network before you send. • Network fees charged by your sending wallet are separate from Swapto's rate. PAY BILLS FROM YOUR NAIRA BALANCE Sell crypto to naira, then buy airtime and data, electricity tokens and cable TV in the same app. Bills are paid from your naira balance, not directly from your crypto. BUILT FOR • Freelancers and remote workers paid in USDT or Bitcoin by clients abroad. • Families with relatives abroad. They send USDT to your Swapto wallet, then you sell it and withdraw to your bank. • Anyone who holds crypto and wants naira in a Nigerian bank account. SAFETY • Swapto operates within Nigeria's regulatory framework through a licensed partner. • We will never ask for your PIN, password, OTP or recovery phrase. Only trust the contacts listed below. SUPPORT, 9AM TO 9PM WAT, EVERY DAY WhatsApp: +234 811 337 2579 Email: support@useswapto.com Website: useswapto.com

About

Termii Authenticator

Never miss one-time passwords (OTPs) from businesses with this app. It ensures you receive important updates and can even add two-factor authentication to your other apps for enhanced security.

Highlights
  • Guaranteed OTP delivery
  • Receive business updates
  • Free 2FA feature
  • Enhanced app security
  • Hassle-free OTP management
Features
Read full description

Say goodbye to the frustration of missing OTPs! Termii Go guarantees you receive OTPs from your favorite businesses, hassle-free. Enjoy discounts and important updates from your preferred businesses. You can also add an extra layer of security to apps dear to you using our FREE 2FA feature in-app!

Screenshots

Swapto (Formerly Dtunes)4 screens
Termii Authenticator4 screens

Verdict

The call

The clearest difference is rating: Termii Authenticator at 5.0 against Swapto (Formerly Dtunes)'s 4.2. Termii Authenticator also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Swapto (Formerly Dtunes)'s advantage is ratings volume (269 vs 6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Termii Authenticator holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Swapto (Formerly Dtunes) has 269 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

Swapto (Formerly Dtunes) ships an update every 3 weeks, Termii Authenticator every 10 days. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

Scorecard5 real differences · 5 level
Swapto (Formerly Dtunes) versus Termii Authenticator: the parameters behind the verdict, then further details
ParameterSwapto (Formerly Dtunes)Termii Authenticator
PriceFreeFree
Rating4.2 (269 ratings)5.0 (6 ratings) — better
Positive reviews74.3% of reviews—
Number of ratings269 — better6
Update frequencyEvery 3 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size100 MB39 MB
Age rating4+4+
DeveloperCrand Technologies LLCTERMII WEBTECH LIMITED

Customer experience

Swapto (Formerly Dtunes)

All ratings270 ratings
Positive78.1%
Neutral6.7%
Negative15.2%
Written reviews179 reviews
Positive74.3%
Neutral10.1%
Negative15.6%

Termii Authenticator

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Swapto (Formerly Dtunes)

Reported bugs

3 issues
  • Login and PIN setup issues for some users
  • Inconsistent wallet balance display after updates
  • Occasional app crashes and freezes

Requested features

4 requests
  • Expand to more countries beyond Nigeria
  • Add more cryptocurrency trading options
  • Improve in-app notification system
  • Streamline the verification and onboarding process

Termii Authenticator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Swapto (Formerly Dtunes)

No in-app purchases

None

Termii Authenticator

No in-app purchases

Questions

Is Swapto (Formerly Dtunes) free?
Swapto (Formerly Dtunes) is free to download, with no in-app purchases.
Is Termii Authenticator free?
Termii Authenticator is free to download, with no in-app purchases.
Which has better reviews, Swapto (Formerly Dtunes) or Termii Authenticator?
Termii Authenticator is rated higher. Swapto (Formerly Dtunes) averages 4.2 out of 5 from 269 ratings, while Termii Authenticator averages 5.0 from 6 ratings.
Do Swapto (Formerly Dtunes) or Termii Authenticator have ads?
Swapto (Formerly Dtunes) shows ads; Termii Authenticator does not.
Which is updated more often, Swapto (Formerly Dtunes) or Termii Authenticator?
Swapto (Formerly Dtunes) ships an update every 3 weeks, and Termii Authenticator every 10 days. Most recently, Swapto (Formerly Dtunes) was updated on November 3, 2026 and Termii Authenticator on November 12, 2026.

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