Comparison

Cypher Wallet vs Pulse Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cypher Wallet

This app allows you to spend your cryptocurrency like cash globally using a virtual or physical card. It supports multiple blockchains and offers instant integration with Apple Pay and Google Pay. You maintain full control of your funds with a non-custodial wallet.

Highlights
  • Spend crypto like cash globally
  • Zero-fee crypto card
  • Non-custodial wallet
  • Multi-chain support (15+ blockchains)
  • Instant Apple Pay & Google Pay compatibility
  • Virtual and physical card options
  • Global ATM cash withdrawal
Features
Read full description

Cypher makes crypto spending seamless, secure, and global. Spend your crypto like cash with Cypher’s zero-fee crypto card, powered by a non-custodial wallet, multi-chain support, and instant Apple Pay & Google Pay compatibility. Spend Crypto Anywhere Use your Cypher virtual or physical card at 100M+ merchants worldwide that accept Visa. Shop online, tap in-store, or withdraw cash from ATMs globally. You’re Always in Control Cypher is non-custodial by design. Your crypto stays yours, full ownership, total privacy, and control at all times Multi-Chain, Made Simple Cypher supports 15+ major blockchains and 500+ tokens, including Ethereum, Solana, Base, and Cosmos ecosystems, so you can spend seamlessly without worrying about where your funds live. Instant Card Access Get your virtual card instantly on signup and add it to Apple Pay or Google Pay in seconds. Physical cards are available for everyday use and travel. Global ATM Access Need cash? Withdraw crypto as local currency from ATMs around the world, anytime, anywhere. Built for Security Advanced fraud detection, card controls, and real-time monitoring help keep your spending protected. Go Premium Upgrade to Cypher Premium and unlock: A sleek metal card Zero forex markup Zero top-up fees Higher monthly spending limits Earn Rewards Earn CYPR tokens on every spend and referral, with boosted rewards at top brands designed to reward real usage. Cypher is a Y Combinator-backed company redefining how crypto works in everyday life. Download Cypher and start spending crypto instantly. Join the Cypher Community Cypher is built by and for people who use crypto every day. From spending on-chain assets in the real world to shaping what we build next, our community is at the center of everything we do. Join users across the globe who are making crypto practical, usable, and borderless. Download Cypher and start spending crypto anywhere cards are accepted. Stay connected with the Cypher community: - Website: https://cypherhq.io/ - X: https://x.com/Cypher_HQ_ - LinkedIn: http://linkedin.com/company/cypher-official - Telegram: https://t.me/cypher_hq - Discord: https://discord.gg/ZqeSGmJgWF - Support & enquiries: support@cypherhq.io

About

Pulse Wallet

This application offers a secure cryptocurrency wallet for storing and trading digital assets. It utilizes advanced security features like Multi-Party Computation (MPC) and biometric authentication to protect user funds. Users can seamlessly connect to various blockchain networks and explore decentralized applications (dApps) with a user-friendly interface.

Highlights
  • Multi-Party Computation (MPC) security
  • PIN Code & Biometric Authentication
  • 2-Factor Authentication (2FA)
  • Connect to EVM & Solana blockchains
  • Seamless Web3 dApp exploration
  • Social Login for easy access
  • Store and track various cryptocurrencies
Features
Read full description

Pulse Wallet is the most secure cryptocurency wallet to securely store, trade crypto. By implementing most advanced security technologies, we provide a trusted product for ten of thousands of users across the U.S., Europe and Asia. Pulse Wallet proudly offers: MPC (MULTI-PARTY COMPUTATION) FOR CRYPTO WALLET PROTECTION - MPC splits the security keys across multiple devices, making hacking Pulse Wallet's crypto wallet impossible. - Allow users to easily get access to their crypto wallet's accounts as long as they have access to their social accounts. MOST ADVANCED SECURITY TECHNOLOGIES - PIN Code & TouchID/FaceID - 2-Factor Authentication (2FA) - These security methods are applied to many core operations, including crypto wallet login, token transfer, dApps interactions, maximizing the security of your crypto. SEAMLESSLY CONNECT TO VARIOUS BLOCKCHAIN NETWORKS - Allows secure connections to the leading EVM blockchains today. - Our supported blockchain networks include: PulseChain, Ethereum, Binance Smart Chain, Avalanche, BASE, Polygon, zkSync, Optimism, Arbitrum, Solana, Dogechain, Berachain, Merlin. WEB3 BLOCKCHAIN WALLET WITH SIMPLE EXPERIENCE LIKE TRADITIONAL WEB2 - Continuously improve UI/UX to provide the simplest user experience. Even newcomers to the crypto market can easily use Pulse Wallet without spending time getting aquainted. - The integration of the Social Login feature allows users to quickly login using their social media accounts. - The user experience is optimized to offer the greatest convenience for Pulse Wallet users. - Easier to use than Metamask, OKX Wallet, Trust Wallet, Phantom Wallet, C98 Wallet and others. STORE YOUR CRYPTO AT EASE - Tens of thousands of users have chosen Pulse Wallet to store and manage their crypto. - Store crypto with peace of mind. - Hold & earn yield on cryptocurrencies like USDM. - Track prices of your favorite assets & cryptocurrency. - Easily transfer crypto anytime, anywhere. SMOOTHLY EXPLORE WEB3 APPLICATIONS AND DAPPS - Provides secure access to dApps with the ability to automatically detect malicious websites. - Categorized dApps by blockchain to make searching and accessing them easier. - Provides a rich list of default dApps for convenient exploration. SUPPORTED ASSETS & CRYPTOCURRENCY IN OUR CRYPTO WALLET - Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC), USD Tether (USDT), Polygon (MATIC), Solana (SOL), DAI, Dogecoin, TON, Arbitrum (ARB), and thousands of other cryptocurrencies assets.

Screenshots

Cypher Wallet4 screens
Pulse Wallet4 screens

Verdict

The call

The clearest difference is monetization model: Pulse Wallet at free against Cypher Wallet's freemium. Pulse Wallet also leads on review sentiment (94% vs 76%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.2 for Cypher Wallet against 4.3 for Pulse Wallet. Both are backed by a comparable volume of ratings — 30 and 27 respectively. Written reviews are what separate them: 76% of Cypher Wallet's written reviews are positive against 94% of Pulse Wallet's.

UpkeepUpdate frequency

Cypher Wallet ships an update every 10 days, Pulse Wallet fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Cypher Wallet versus Pulse Wallet: the parameters behind the verdict, then further details
ParameterCypher WalletPulse Wallet
PriceFreeFree
Rating4.2 (30 ratings)4.3 (27 ratings) — better
Positive reviews76.4% of reviews93.8% of reviews — better
Number of ratings30 — better27
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size104 MB79 MB
Age rating17+4+
DeveloperCypherD Wallet IncMMC Wallet

Customer experience

Cypher Wallet

All ratings30 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews72 reviews
Positive76.4%
Neutral4.2%
Negative19.4%

Pulse Wallet

All ratings27 ratings
Positive81.5%
Neutral0.0%
Negative18.5%
Written reviews129 reviews
Positive93.8%
Neutral0.0%
Negative6.2%

Bugs and requests

Cypher Wallet

Not enough reviews yet to summarise bugs or requests.

Pulse Wallet

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Dark mode option
  • Advanced analytics dashboard

In-app purchases

None

Cypher Wallet

No in-app purchases

None

Pulse Wallet

No in-app purchases

Questions

Is Cypher Wallet free?
Cypher Wallet is free to download, with no in-app purchases.
Is Pulse Wallet free?
Pulse Wallet is free to download, with no in-app purchases.
Which has better reviews, Cypher Wallet or Pulse Wallet?
Pulse Wallet is rated higher. Cypher Wallet averages 4.2 out of 5 from 30 ratings, while Pulse Wallet averages 4.3 from 27 ratings.
Do Cypher Wallet or Pulse Wallet have ads?
Neither Cypher Wallet nor Pulse Wallet shows ads.
Which is updated more often, Cypher Wallet or Pulse Wallet?
Cypher Wallet ships an update every 10 days, and Pulse Wallet fortnightly. Most recently, Cypher Wallet was updated on October 20, 2026 and Pulse Wallet on October 24, 2026.

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