MyPay Nepal vs Hamro Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyPay Nepal
This digital wallet app aims to simplify financial transactions in Nepal with innovative and hassle-free solutions. It focuses on improving customer experience and creating a more secure financial landscape.
- Digital wallet solutions
- Hassle-free financial transactions
- Improved customer experience
- Secure financial landscape
- User-friendly app interface
- Cashback offers
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MyPay (Smart Card Nepal Pvt. Ltd.) is a FinTech company primarily looking to address critical structural digital wallet solutions in Nepal. Our prime focus is to improve customer experience, increase outreach and reduce operational friction effectively. We continuously strive to provide nimble, innovative and hassle-free financial transactions for users of all age group. We wish to create a paradigm shift by shaping customer behavior and effectively improving long term customer experience. Our vision is to create more diverse, secure and stable financial landscape. Our mission is to be less homogeneous than existing incumbent providers and simultaneously improve capabilities and culture. Our core values have been imbibed in our team members and shareholders. "Continuous innovation, technical advancement and permissive payment solutions on your finer-tips" MyPay enables seamless digital experience with its user-friendly app. Apart, MyPay offers you highest cashback (probably). Wallet had never been so fun without MyPay. Registration process: 1. Download MyPay Nepal app. 2. To register, enter your mobile number 3. Enter OTP received in the mobile number you entered. 4. Fill the form and submit 5. Congratulations you have been successfully registered with MyPay. Don’t forget to update your KYC to unlock privileged services Every money saved is money earned. [:mav: 17.0.4]
Hamro Pay
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Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you're paying bills, transferring funds, or managing expenses, Hamro Pay is your trusted partner for a smarter, hassle-free financial journey. Why Hamro Pay? Hamro Pay is more than just a payment platform; it's your financial assistant, simplifying your financial life. Enjoy unmatched convenience, top-notch security, and real-time support, while unlocking exclusive offers and rewards. Key Features That Set Us Apart: ● Effortless Payments and Money Transfers Send money instantly to friends, family, or directly to bank accounts with just a few taps. ● Mobile and Data Pack Recharge Stay connected with quick and easy top-ups for your mobile phones and data packs. ● Comprehensive Bill Payments Pay your: ● Electricity bills ● Water bills ● Internet bills ● TV bills ...in just a few clicks—on time, every time. ● Multi-Language Support Use the app in your preferred language, including: ● English ● Nepali ● Nepal Bhasa ● Maithili ● Doteli ● Tharu ● Bill Payment Reminders Never miss a due date with timely bill payment reminders, keeping your finances on track effortlessly. ● Request Money with Ease Need funds? Use the "Ask Money" feature to send requests to loved ones effortlessly. ● Expense Splitting Simplify group expenses with features to split and track costs, making shared payments stress-free. ● Exciting Offers and Cashback Enjoy exclusive deals, rewards, and cashback on your transactions. ● Universal QR Payments Scan and pay seamlessly at stores, markets, and local businesses with wide QR code compatibility. ● Track Spending with Ease Understand and manage your money better with simple spending summaries and insights. ● Event Ticketing Discover and book tickets for shows, events, and activities directly through the app. ● Link Bank Accounts for Direct Payments Securely link your bank accounts and pay directly without any hassle. ● Flight and Bus Ticketing Book flights and bus tickets with ease, right from the app, for your hassle-free travel planning. ● Government Payments Simplify your obligations by paying government-related fees and taxes securely through Hamro Pay. ● Audio Notifications Stay informed with real-time audio alerts for transactions. ● 24/7 Chat Support We're always here for you! Get instant help, anytime you need it. Secure, Simple, and User-Friendly With cutting-edge security features and an intuitive interface, Hamro Pay ensures your transactions are safe, reliable, and effortless. Download Hamro Pay today and experience the future of digital payments in Nepal!
Screenshots
Verdict
The clearest difference is update cadence: MyPay Nepal at fortnightly against Hamro Pay's every 2 months. Hamro Pay's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyPay Nepal ships an update fortnightly, Hamro Pay every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | MyPay Nepal | Hamro Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 71 MB | 88 MB |
| Age rating | 4+ | 4+ |
| Developer | Smart Card Nepal | Hamro Patro |
In-app purchases
MyPay Nepal
No in-app purchases
Hamro Pay
No in-app purchases







