Optimize Financial vs Mayora

This Mobile App allows you to view your financial plan, account information, balances and easily contact Your Personal CFO--The OFI Team!

Most finance apps are built for one person. Mayora is built for people who share money with someone else. A household, a couple, flatmates, a group saving up for a trip. Everyone sees the same numbers at the same time: nobody has to ask how much has gone this month, or wait for someone else to remember what they paid for. WHAT YOU SEE FIRST What came in, what has gone out, and what is left. One figure, up top, with nothing to add up. Below it, fixed bills kept separate from day-to-day spending. BILLS THAT ONLY COUNT ONCE PAID A bill due tomorrow stays reserved; it does not vanish. And when you mark it paid, it enters your spending once - not twice. YOUR BANK STATEMENT NEVER LEAVES YOUR PHONE Pick the PDF you downloaded from your bank and Mayora reads it inside your own device. The file is never sent to any server. Only the movements you confirm get saved, and you see every one of them first, already classified and with the reason in plain sight. It reads Santander and Novo Banco statements. THE PLAN Split the month's income into whatever slices you want - groceries, transport, savings - and the app warns you when your commitments no longer fit inside it. The envelope method, without the envelopes. ALSO INSIDE · Analysis by category and by person, with the month-by-month trend · Savings goals, showing what is still missing in euros · Category limits, and a warning before you pass them · Reminders before a bill falls due · Receipt photos attached to the movement · Portuguese and English, light and dark themes PRIVACY Your data stays in Europe. No tracking, no advertising, nothing sold to anyone. You can delete your whole account from inside the app, without asking anyone. The same budget also opens in your computer's browser, at trymayora.com, for the times a keyboard is easier.