Comparison

Tryg Pension vs Kvito

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tryg Pension

Features
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Tryg Pension in collaboration with Velliv is an attractive pension agreement for customers in Velliv, where the pension agreement is mediated through Tryg Forsikring. In the app, you will therefore encounter our common Tryg Pension logo and Velliv's green visual identity. The app will provide you with an overview of your pension scheme at Tryg Pension in cooperation with Velliv: - You can keep yourself updated regarding the development of your savings and see what disbursements you might expect from Velliv when you retire. - You will be able to follow the return on your investments and see your agreed contribution. - You can get an overview of your insurances in the event of death, critical illness and disability. How to get started: Log in by using your NemID when using the app for the first time. Hereafter you can activate Touch ID or Face ID login. If you are not a customer in Tryg Pension in cooperation with Velliv, you are welcome to contact us through the app or trygpension.dk. Feedback If you have any good ideas or feedback regarding the app, we would like to hear from you. Please contact us on app@velliv.dk.

About

Kvito

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Kvito is your smart receipt wallet for everyday shopping in Denmark. Collect purchases, track return and warranty deadlines, spot pricematch savings, and get clear answers about your rights all in one app. ADD RECEIPTS YOUR WAY • Photo or gallery import Kvito reads store, date, total, items, and order numbers automatically • PDF receipt import on iPhone (pages 1–2) • Connect Gmail to import purchase emails and receipt PDFs • Manual inbox scan anytime; automatic background scanning with Premium • Incomplete scans resume automatically so imports can finish even when the app is closed YOUR ARCHIVE Browse and search your full purchase history, open line-item details, edit receipts, and sync everything to your secure account. DEADLINES & STORE POLICIES • Return windows with days remaining • Warranty and complaint rights under Danish consumer law • Merchant return, price-match, warranty, and guarantee terms per store • Policy pages with source links when Kvito has verified information • Home screen highlights what needs action now PRICE MATCHING • Checks documented store price-match rules no guessing • Scans the market for lower competitor prices on receipt items • Shows savings, competitor, and product details when found • Send price-match emails from the app (Standard and Premium) • Track sent, pending, approved, and rejected claims • Push alerts when a match is found (Starter and above) AMANDA YOUR SHOPPING ASSISTANT Ask about returns, warranties, complaints, price matching, or a specific order number. Amanda explains consumer law vs store policy, helps draft emails to shops, and keeps conversation history. AI guidance not legal advice. SHARE & SEND RECEIPTS Secure share links, native iOS sharing, email receipts as PDF, and invitations for others who need access. PERSONALIZED APP Onboarding tailors Kvito to your goals. Set automation, shopping categories, reminders, notification level, and receipt focus. Light and dark mode. NOTIFICATIONS Return and warranty deadlines, last-day alerts, price matches, new imports, Gmail scan updates, reconnect reminders, and share invitations. SUBSCRIPTIONS (optional) Free full archive, deadlines, view price matches, limited Amanda and Gmail scans. Starter price-match push notifications. Standard send price-match requests. Premium automatic Gmail scanning in the background. Manage in Apple account settings. TERMS & PRIVACY Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kvito.dk/privacy/

Screenshots

Tryg Pension4 screens
Kvito4 screens

Verdict

The call

The clearest difference is in-app purchases: Tryg Pension at none against Kvito's 3. Tryg Pension also leads on iOS requirement (14.0 vs 17.0). Kvito's advantage is update cadence (every 5 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kvito sells 3 in-app purchases, starting at $2.99 per month. Tryg Pension asks for nothing beyond the download.

UpkeepUpdate frequency

Tryg Pension ships an update every 2 months, Kvito every 5 days. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 3 level
Tryg Pension versus Kvito: the parameters behind the verdict, then further details
ParameterTryg PensionKvito
PriceFreeFree
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better17.0
Further details — not scored
Size42 MB54 MB
Age rating12+17+
DeveloperVelliv, Pension & Livsforsikring ASKvito

In-app purchases

None

Tryg Pension

No in-app purchases

3 purchases

Kvito

Subscriptions3
  • Starter14 Days trial$2.991 Month
  • Standard14 Days trial$5.991 Month
  • Premium14 Days trial$9.991 Month

Questions

Is Tryg Pension free?
Tryg Pension is free to download, with no in-app purchases.
Is Kvito free?
Kvito is free to download, with in-app purchases available.
Do Tryg Pension or Kvito have ads?
Neither Tryg Pension nor Kvito shows ads.
Which is updated more often, Tryg Pension or Kvito?
Tryg Pension ships an update every 2 months, and Kvito every 5 days. Most recently, Tryg Pension was updated on October 19, 2026 and Kvito on October 16, 2026.

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