Comparison

VBSP SmartBanking vs ABBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VBSP SmartBanking

Manage your finances on the go with this mobile banking app. Transfer funds, pay bills, and check account details anytime, anywhere. It offers secure transactions and convenient access to various financial services.

Highlights
  • Fund transfers (internal, quick 24/7, domestic)
  • Bill payments (utilities, telecom, travel, education, insurance)
  • QR Pay payments
  • Account information and transaction history
  • Dispute inquiry
  • Biometric/FaceID login
  • Smart OTP authentication
Features
Read full description

Triển khai nền tảng ngân hàng qua điện thoại di động là yêu cầu cần thiết để cung cấp các dịch vụ cho khách hàng như chuyển tiền, tiết kiệm, thanh toán..., tăng cường hiệu quả giao dịch, minh bạch thông tin giữa VBSP và khách hàng, giảm thời gian, khoảng cách địa lý và chi phí giao dịch; tăng cường công tác đối chiếu dư nợ, số dư tiền gửi, giảm tỷ lệ rủi ro gian lận trong hoạt động tín dụng VBSP SmartBanking là dịch vụ ngân hàng trên điện thoại di động thông minh giúp khách hàng giao dịch với ngân hàng mọi lúc mọi nơi. Ứng dụng thích hợp với tất cả các hệ điều hành, chạy trên mọi thiết bị điện tử smartphone, máy tính bảng… có kết nối 3G/Wifi/GPRS. Ứng dụng bao gồm các tính năng dịch vụ: 1. Nhóm dịch vụ tài chính - Chuyển tiền: Chuyển tiền nội bộ VBSP, chuyển tiền nhanh 24/7 đến số tài khoản hoặc số thẻ tại Ngân hàng khác, chuyển tiền thường trong nước. - Thanh toán hóa đơn: tiền điện, cước viễn thông, vé tàu, vé máy bay, học phí, phí bảo hiểm, học phí, khoản vay tài chính … - Thanh toán hóa đơn, ví điện từ, nộp thuế, tiền chứng khoán ... - Thanh toán bằng mã QRPay 2. Nhóm dịch vụ phi tài chính - Kiểm tra thông tin tài khoản thanh toán, tài khoản tiền gửi, tiền vay; Tra cứu lịch sử giao dịch - Tiện ích tra soát khiếu nại - Cài đặt: đăng nhập/ xác thực bằng vân tay/ FaceID, đổi mật khẩu, cài đặt danh bạ thụ hưởng/ mẫu hóa đơn, cài đặt phương thức xác thực Smart OTP. Việc triển khai nền tảng ngân hàng qua điện thoại di động tại VBSP sẽ giúp ngân hàng cung cấp các dịch vụ tài chính linh hoạt, thuận tiện và an toàn cho gần 6.4 triệu khách hàng, phần lớn sống tại khu vực nông thôn và có thu nhập thấp, đồng thời tạo điều kiện cho hàng triệu người khác đang lao động ở khu vực đô thị hoặc đi lao động tại nước ngoài có thể dễ dàng chuyển tiền cho người nhà ở nông thôn, vùng sâu, vùng xa.

About

ABBank

Manage your money with personalized recommendations and real-time alerts. Perform transfers, pay bills, and top up mobile services easily. Advanced FIDO security protects your information and transactions.

Highlights
  • Smart financial management
  • Personalized recommendations
  • Real-time transaction alerts
  • Transfers and bill payments
  • Mobile top-ups
  • Advanced FIDO security
Read full description

ABBANK's digital banking app elevates your financial experience, empowering you to master your finances and live life to the fullest: SMART FINANCIAL MANAGEMENT Easily manage your finances with personalized recommendations and real-time transaction alerts, keeping you in control of all your plans. DIVERSE FEATURES, SIMPLE ACTIONS Access top-notch banking features like transfers, bill payments, mobile top-ups, and more with ease and simplicity. ADVANCED SECURITY FOR ULTIMATE SAFETY Equipped with advanced FIDO2 technology – the world’s leading security standard, ensuring optimal protection for your information and transactions. Experience the ABBANK digital banking app now!

Screenshots

VBSP SmartBanking4 screens
ABBank4 screens

Verdict

The call

The clearest difference is rating: VBSP SmartBanking at 4.8 against ABBank's 4.0. VBSP SmartBanking also leads on iOS requirement (13.0 vs 15.0). ABBank's advantage is update cadence (weekly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

VBSP SmartBanking holds the better App Store score, 4.8 against 4.0. Both are backed by a comparable volume of ratings — 5 and 13 respectively.

UpkeepUpdate frequency

VBSP SmartBanking ships an update every 3 months, ABBank weekly. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
VBSP SmartBanking versus ABBank: the parameters behind the verdict, then further details
ParameterVBSP SmartBankingABBank
PriceFreeFree
Rating4.8 (5 ratings) — better4.0 (13 ratings)
Positive reviews—37.3% of reviews
Number of ratings513 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size151 MB473 MB
Age rating4+4+
DeveloperVietnam Bank for Social PoliciesAn Binh Commercial Joint Stock Bank

Customer experience

VBSP SmartBanking

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

ABBank

All ratings13 ratings
Positive76.9%
Neutral0.0%
Negative23.1%
Written reviews59 reviews
Positive37.3%
Neutral8.5%
Negative54.2%

Bugs and requests

VBSP SmartBanking

Not enough reviews yet to summarise bugs or requests.

ABBank

Reported bugs

19 issues
  • Cannot log in after reinstallation
  • App crashes frequently, especially when transferring money
  • Transactions fail to execute
  • Unable to log in for several days
  • Cannot log in
Show 14 more
  • Cannot perform transactions
  • App hangs when clicking on 'Card'
  • Cannot transfer money directly from savings account to virtual card
  • Face scan for verification fails repeatedly
  • Cannot update biometrics
  • Cannot pay online on public service portals
  • Money deducted automatically without notification
  • Transactions are delayed, recipient does not receive money
  • Transaction history not updated
  • Cannot access app during evenings
  • App is constantly under maintenance
  • App is down for maintenance
  • App is under maintenance from 11 PM to 6 AM
  • Money is deducted but not received by the recipient

Requested features

7 requests
  • Add a dedicated interface for Priority customers
  • Add a financial management section for tracking income and expenses
  • Revert to the old app interface, as the new one is confusing
  • Support Apple Pay
  • Remove the auto-suggested amount feature
Show 2 more
  • Allow deletion of saved search history for electricity and water bills
  • Improve the transfer money button placement to the center

In-app purchases

None

VBSP SmartBanking

No in-app purchases

None

ABBank

No in-app purchases

Questions

Is VBSP SmartBanking free?
VBSP SmartBanking is free to download, with no in-app purchases.
Is ABBank free?
ABBank is free to download, with no in-app purchases.
Which has better reviews, VBSP SmartBanking or ABBank?
VBSP SmartBanking is rated higher. VBSP SmartBanking averages 4.8 out of 5 from 5 ratings, while ABBank averages 4.0 from 13 ratings.
Do VBSP SmartBanking or ABBank have ads?
Neither VBSP SmartBanking nor ABBank shows ads.
Which is updated more often, VBSP SmartBanking or ABBank?
VBSP SmartBanking ships an update every 3 months, and ABBank weekly. Most recently, VBSP SmartBanking was updated on October 2, 2026 and ABBank on October 14, 2026.

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