Lucra vs KashLog

Track subscriptions, bills, and all your recurring money in one place. Lucra is the all-in-one subscription tracker and bill organizer that shows your financial life in real time — second by second — without ever asking for your bank password. Why Lucra Most finance apps demand your bank login. Other subscription trackers are iOS-only or charge their own monthly subscription. Lucra stores everything locally on your device, and the Pro upgrade is a one-time purchase — not another recurring bill. Subscription & Bill Tracking Track every subscription: streaming, apps, gym, SaaS, anything recurring. Organize bills: rent, mortgage, utilities, insurance, phone. Get renewal reminders before free trials end and bills renew. See annual spending totals so you know exactly what subscriptions cost. Identify unused subscriptions immediately with built-in cancellation guides for popular services. Real-Time Money Tracking Ever wonder how much you earn per second? Lucra calculates it live: per-second, per-minute, per-hour income and expense rates. Watch your subscriptions and bills accumulate in real time. See exactly how much you have earned or spent until now today. Complete Financial Dashboard Track income from salary, freelance, side hustles, and investments. Monitor daily spending, shopping, dining, and transportation. Set savings goals with real-time projections. View monthly and yearly net summaries with income vs expense breakdown in visual charts. Privacy by Design No bank account linking ever. All data stored locally on your device. No personal data collection or third-party analytics. Works offline. Six Languages English, Spanish, German, French, Italian, Portuguese. Lucra Pro: One-Time Purchase Free: up to 5 balances with all core features. Pro: unlimited balances — one payment, forever. No subscription to track subscriptions.

KashLog is a simple expense tracker for daily spending. Log expenses in seconds, track multiple currencies, and know day by day whether your monthly budget is still on track - before the month ends. No bank connections, no accounts, no financial data collection. Built by expats for expats: pay rent in euros, shop in pounds, send money home in dollars - KashLog keeps clean records no matter how many currencies you mix. MULTI-CURRENCY ENGINE - 165+ currencies with automatic exchange rates - Manual rate overrides when you need exact control - Everything converted to your base currency BUDGETS THAT WARN YOU EARLY - Multi-currency budgets with color-coded progress bars - Notification threshold slider with foreground and background alerts - Daily limit: see how much you can safely spend today based on your actual spending - Money left for the month, recalculated as you go DASHBOARD & REPORTS - Budget burn charts and recurring expense forecasts - Interactive pie and bar charts by category and country - Week, month, and year periods with comparison to the previous period - Unlockable achievements RECEIPT SCANNER (OCR) - On-device scanning finds totals, dates, and taxes - Supports 7+ languages - Receipt contents are never sent to KashLog servers UNLIMITED CATEGORIES - Create as many custom categories as you need - Icons and colors to keep things readable FAST ENTRY - Quick add in a few taps - Siri Shortcuts support - GPS currency suggestions and repeat expense auto-fill near familiar places PRIVATE & PORTABLE - No account required - Expenses stay on your device, with optional iCloud sync across your devices - CSV import and export - Localized interface Your expenses, budgets, receipt contents, and CSV data never touch KashLog servers. Limited anonymous app metrics help maintain reliability without profiling your finances. Track daily expenses without Excel - and know where you stand before the month is over.