Dirhami Shopping vs MIS Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dirhami Shopping
Split purchases into 10 interest-free installments using major credit cards, Apple Pay, or Google Pay. Enjoy a seamless shopping experience without third-party sign-ups and benefit from daily flash deals and quick customer support.
- Split purchases into 10 interest-free payments
- Accepts major credit cards, Apple Pay, Google Pay
- Seamless, hassle-free checkout
- Daily flash deals
- Quick customer support
- Special coupons from social media partners
Read full descriptionHide full description
SHOP NOW. PAY LATER. Dirhami lets you split your purchase into 10 smaller, interest-free payments. We accept all major credit cards plus Apple Pay & Google Pay. COMPLETELY SEEMLESS & HASSLE-FREE. You know how you need to sign up with third parties when shopping online so you can pay by instalment? Well, those days are over. With Dirhami, you buy straight from us, and we ship straight to you. It's just you and us. GET 50% OFF FIRST INSTALMENT. Get in touch with any of our social media partners for special coupons. Visit our Instagram profile to find a partner influencer (@dirhamishopping) FLASH DEALS EVERY DAY. Who doesn't love a good deal? We've got lots of those on Dirhami. Come check us out. CRAZY QUICK CUSTOMER SUPPORT. We're talking a response in minutes. MINUTES! SO MANY WAYS TO SPEAK TO US. WhatsApp us. Call us. Email us. Have coffee with us.
MIS Pay
Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.
- Buy now, pay later
- Zero interest installments
- Transparent payment schedule
- Manage purchases and payments
- Exclusive partner discounts
- Secure and simple to use
Read full descriptionHide full description
With MIS Pay you can explore the world of shopping with financial flexibility. Buy now and easily pay Later. No Interest. No fees. Secure. Simple. Leverage your money with MIS Pay! You will like our application because:- PAY AS YOU GO Is it not convenient right now? Or are you making a large purchase? You can pay the remaining amount at the end of every month. installment at zero interest rate! TRANSPARENT & SAFE Have a comprehensive and lean overview of your payment schedule. Manage all your purchases, upcoming re-payments, changes, and payment methods-directly within the MIS Pay app! PARTNER DISCOUNTS Never miss a deal! Receive notable discounts on our partners! We have a broad range of merchant partners that provide exclusive discounts for You! How it works:- EVERY START IS EASY Visit your App Store and download MIS Pay. Sign Up in less than 2 minutes and you are ready to shop with full flexibility. MANAGE PURCHASES IS EVEN EASIER See all your purchases in one overview and stay informed about all remaining installments with full flexibility to pay back at the end of the month. ALWAYS BEING UP TO DATE IS THE EASIEST. Stay always up to date about your debts and your remaining spending limit while exploring great deals for you. Now it is your turn towards financial flexibility. Get the app and enjoy shopping with financial flexibility!
Screenshots
Verdict
The clearest difference is ads: Dirhami Shopping at none against MIS Pay's shown. Dirhami Shopping also leads on monetization model (free vs free with in-app purchases) and device support (3 vs 1). MIS Pay's advantage is review sentiment (63% vs 45%) and update cadence (every 11 days vs monthly). On price, rating and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.3 for Dirhami Shopping against 4.4 for MIS Pay. That said, the two scores are not equally well evidenced: MIS Pay has 45 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 45% of Dirhami Shopping's written reviews are positive against 63% of MIS Pay's.
Dirhami Shopping ships an update monthly, MIS Pay every 11 days. The most recent releases landed on October 10, 2026 and October 17, 2026 respectively.
| Parameter | Dirhami Shopping | MIS Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) | 4.4 (45 ratings) — better |
| Positive reviews | 45.5% of reviews | 63.2% of reviews — better |
| Number of ratings | 3 | 45 — better |
| Update frequency | Monthly | Every 11 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 37 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Tadawul Academy FZE | MIS Forward |
Customer experience
Dirhami Shopping
MIS Pay
In-app purchases
Dirhami Shopping
No in-app purchases
MIS Pay
No in-app purchases
Questions
Is Dirhami Shopping free?
Is MIS Pay free?
Which has better reviews, Dirhami Shopping or MIS Pay?
Do Dirhami Shopping or MIS Pay have ads?
Which is updated more often, Dirhami Shopping or MIS Pay?
Other comparisons
