Kixy vs onetip app

All your accounts. All your friends. One place. Kixy is a group money app. Link your UK bank accounts via Open Banking, bring your people into Circles, and see your money and shared money together. Money has memory. Kixy remembers who paid, who owes and what it was for, so your group doesn't have to. ALL YOUR ACCOUNTS IN ONE PLACE Link current accounts, savings and credit cards from different UK banks and see them side by side in one app. Kixy shows what you have, what you've saved and what you owe, kept separate so your balance actually means something. No more switching between banking apps. CONNECTED THROUGH OPEN BANKING Accounts link through Open Banking, the UK's regulated way to connect to your bank. You approve access in your own bank's app, and you can remove it at any time. Kixy does not receive your online banking login details. ALL YOUR FRIENDS IN ONE PLACE Create a Circle for anything you share: a home, a trip, a relationship, a team. Chat, record expenses, and see where everyone stands, no matter which bank you use. SPLIT IT YOUR WAY Equally, by amount, by percentage or by share. Scan a receipt to split it item by item. You decide. ALWAYS CLEAR See who paid, who is owed and what is still outstanding. Gentle reminders keep things moving, so nobody has to chase. SEND MONEY ABROAD Send money internationally in multiple currencies. See the exchange rate and fee before you confirm. No surprises. SECURITY CONTROLS YOU CAN SEE Privacy mode hides your balance with one tap. Face ID, two-factor authentication and device management, all in one place. BUILT FOR REAL LIFE Flatmates sharing bills. Couples managing shared costs. Friends on a trip. Clubs collecting subs. Families supporting each other across borders. All your money. All your friends. One place. Kixy is available to UK residents aged 18 or over. Available banks and account types depend on what each bank supports through Open Banking. Kixy Ltd is registered with the Financial Conduct Authority as a Small Payment Institution (FRN 814005) for money remittance services. Account information and payment initiation services are provided by Yapily Connect Ltd (FRN 827001), authorised by the Financial Conduct Authority, with Kixy Ltd acting as its agent. Registered in England and Wales.

onetip is an application that dematerialises the coin that has disappeared from our pockets. onetip allows you to collect or give a tip or a donation without contact, without exchanging contact details, simply and safely. The idea is very simple, you create your account on the application and immediately receive a personalised QR code linked directly to your bank account. You present your QR code to the person who wants to give you a tip, they scan it, choose the amount and validate. Instantly your account is credited with your tip. In short, you give or you receive a tip, with no number exchange, no email exchange between the giver and the receiver, total invisibility for the giver, who can even leave a small message for the receiver and above all a new way of collecting tips in complete security and thus countering the lack of coins. onetip is aimed at waitresses or waiters, but also at hotel chambermaids who are often invisible, they can leave their QR code in the room so that the customer, if satisfied, can leave a tip, as well as maintenance staff who look after motorway service areas. onetip is also aimed at the homeless who have seen their donations melt away, at associations that always need us, and at festival-goers who treat you and also need your support Do you like an artist? Scan their QR code and leave them a tip ! Professionals, improve your ESG policy!