Comparison

Kixy vs Kody

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kixy

This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.

Highlights
  • Social money management
  • Bill splitting
  • Send cash
  • Business customer engagement
  • Active fraud monitoring
  • 2-Factor Authentication
Features
Read full description

All your accounts. All your friends. One place. Kixy is a group money app. Link your UK bank accounts via Open Banking, bring your people into Circles, and see your money and shared money together. Money has memory. Kixy remembers who paid, who owes and what it was for, so your group doesn't have to. ALL YOUR ACCOUNTS IN ONE PLACE Link current accounts, savings and credit cards from different UK banks and see them side by side in one app. Kixy shows what you have, what you've saved and what you owe, kept separate so your balance actually means something. No more switching between banking apps. CONNECTED THROUGH OPEN BANKING Accounts link through Open Banking, the UK's regulated way to connect to your bank. You approve access in your own bank's app, and you can remove it at any time. Kixy does not receive your online banking login details. ALL YOUR FRIENDS IN ONE PLACE Create a Circle for anything you share: a home, a trip, a relationship, a team. Chat, record expenses, and see where everyone stands, no matter which bank you use. SPLIT IT YOUR WAY Equally, by amount, by percentage or by share. Scan a receipt to split it item by item. You decide. ALWAYS CLEAR See who paid, who is owed and what is still outstanding. Gentle reminders keep things moving, so nobody has to chase. SEND MONEY ABROAD Send money internationally in multiple currencies. See the exchange rate and fee before you confirm. No surprises. SECURITY CONTROLS YOU CAN SEE Privacy mode hides your balance with one tap. Face ID, two-factor authentication and device management, all in one place. BUILT FOR REAL LIFE Flatmates sharing bills. Couples managing shared costs. Friends on a trip. Clubs collecting subs. Families supporting each other across borders. All your money. All your friends. One place. Kixy is available to UK residents aged 18 or over. Available banks and account types depend on what each bank supports through Open Banking. Kixy Ltd is registered with the Financial Conduct Authority as a Small Payment Institution (FRN 814005) for money remittance services. Account information and payment initiation services are provided by Yapily Connect Ltd (FRN 827001), authorised by the Financial Conduct Authority, with Kixy Ltd acting as its agent. Registered in England and Wales.

About

Kody

This finance app offers a secure and efficient way for business owners to manage their finances. It features biometric login, a digital wallet for real-time balance tracking, and simplified payment approvals. Designed for Kody retail merchants, it provides a user-friendly interface and 24/7 support.

Highlights
  • Biometric login (fingerprint/facial recognition)
  • KodyWallet for real-time balance tracking
  • Effortless payment and transfer approvals
  • User-friendly interface
  • State-of-the-art security measures
  • 24/7 customer support
Features
Read full description

Kody: Your Ultimate Finance Companion Description Welcome to Kody, your all-in-one finance app that simplifies your financial life like never before! Whether you're a business owner or an individual looking for a secure and efficient way to manage your finances, Kody has got you covered. Say goodbye to the hassle of traditional banking and embrace the future of finance with Kody. Key Features: 1. Biometric Access: Log in with ease using your fingerprint or facial recognition, ensuring the highest level of security for your financial data. Your financial well-being is just a touch away. 2. KodyWallet: Experience the power of KodyWallet, your digital financial hub and track your account balances in real-time. 3. Payments Made Easy: Say goodbye to cumbersome payment processes. With Kody, you can effortlessly approve payments and transfers with just a few taps. Why Choose Kody? User-Friendly Interface: Navigate with ease through Kody's intuitive interface, offering a hassle-free and seamless user experience designed with Kody retail merchants in mind. Secure and Reliable: Safeguard your business data with our state-of-the-art security measures, ensuring a secure environment for Kody retail merchants. 24/7 Support: Experience unmatched support with our dedicated team, always ready to assist you round the clock, enhancing your business continuity. Download the Kody app now and step into a world where business management meets innovation and efficiency. Exclusively for Kody retail merchants - Your business journey, redefined and simplified with Kody.

Screenshots

Kixy4 screens
Kody4 screens

Verdict

The call

The clearest difference is review sentiment: Kody at 100% against Kixy's 33%. Kody also leads on update cadence (every 6 days vs every 2 months) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kixy ships an update every 2 months, Kody every 6 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Kixy versus Kody: the parameters behind the verdict, then further details
ParameterKixyKody
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews33.3% of reviews100.0% of reviews — better
Number of ratings7 — better—
Update frequencyEvery 2 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.613.0 — better
Further details — not scored
Size95 MB82 MB
Age rating4+17+
DeveloperKixy LTDKodyPay Ltd

Customer experience

Kixy

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Kody

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Kixy

No in-app purchases

None

Kody

No in-app purchases

Questions

Is Kixy free?
Kixy is free to download, with no in-app purchases.
Is Kody free?
Kody is free to download, with no in-app purchases.
Do Kixy or Kody have ads?
Neither Kixy nor Kody shows ads.
Which is updated more often, Kixy or Kody?
Kixy ships an update every 2 months, and Kody every 6 days. Most recently, Kixy was updated on October 24, 2026 and Kody on October 24, 2026.

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