Comparison

Kixy vs PayRose

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kixy

This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.

Highlights
  • Social money management
  • Bill splitting
  • Send cash
  • Business customer engagement
  • Active fraud monitoring
  • 2-Factor Authentication
Features
Read full description

Socialising Meets Smart Finance with Kixy Grow your Circle, Grow your Money Welcome to Kixy—the app where your social world and your finances come together. Whether you’re managing your money, connecting with friends, or growing your business, Kixy makes it fun, simple, and all in one place. For Individuals No more switching between apps! With Kixy, manage your money, chat, split bills, send cash, and stay connected with the people who matter most. Whether you’re grabbing a coffee or planning a night out, Kixy keeps it easy, fast, and stress-free. Everything you need, all in one app. For Businesses Kixy makes it easy for you to engage with your customers. With Circles, you can offer products, get paid, and build strong relationships—all while managing transactions in a social, connected space. Build your brand and connect with your audience, effortlessly. Your Social Life, Your Finances Kixy isn’t just about managing money. It’s about connecting—whether you’re chatting with friends, sending cash, or running your business. Grow and connect your community seamlessly, with no barriers between your financial and social life. Security You Can Trust We’ve got your back. With Active Fraud Monitoring, instant alerts, and 2-Factor Authentication, Kixy keeps your financial info safe. Plus, we’re all about transparency—no hidden charges, just simple and clear pricing. Coming Soon: Kixy Cards Kixy Cards are coming soon—get ready to flex your style with sleek, black and white physical and virtual cards. Join the Kixy Movement Whether you’re building your savings or running a business ready to grow, Kixy’s got your back. Download Kixy and join the queue for Early Access. Let’s change the way we think about finance—socially, transparently, and effortlessly. Important Information: Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution under registration number 814005. Kixy accounts are provided by Kixy either under its own authorisation or as an appointed distributor for PayerNet Limited, trading as “Railsr”, a company incorporated in England and Wales (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594.

About

PayRose

Features
Read full description

Effortlessly send and receive instant payments in the EEA and UK. Say goodbye to the limitations of traditional banks and unlock a world of financial possibilities with our versatile accounts.

Screenshots

Kixy4 screens
PayRose4 screens

Verdict

The call

Kixy and PayRose are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Kixy ships an update every 2 months, PayRose monthly. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

ScorecardNo meaningful differences
Kixy versus PayRose: the parameters behind the verdict, then further details
ParameterKixyPayRose
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size98 MB91 MB
Age rating4+4+
DeveloperKixy LTDPayRose s.r.o.

In-app purchases

None

Kixy

No in-app purchases

None

PayRose

No in-app purchases

Questions

Is Kixy free?
Kixy is free to download, with no in-app purchases.
Is PayRose free?
PayRose is free to download, with no in-app purchases.
Do Kixy or PayRose have ads?
Neither Kixy nor PayRose shows ads.
Which is updated more often, Kixy or PayRose?
Kixy ships an update every 2 months, and PayRose monthly. Most recently, Kixy was updated on October 7, 2026 and PayRose on October 17, 2026.

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