Kixy vs Amaiz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kixy
This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.
- Social money management
- Bill splitting
- Send cash
- Business customer engagement
- Active fraud monitoring
- 2-Factor Authentication
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All your accounts. All your friends. One place. Kixy is a group money app. Link your UK bank accounts via Open Banking, bring your people into Circles, and see your money and shared money together. Money has memory. Kixy remembers who paid, who owes and what it was for, so your group doesn't have to. ALL YOUR ACCOUNTS IN ONE PLACE Link current accounts, savings and credit cards from different UK banks and see them side by side in one app. Kixy shows what you have, what you've saved and what you owe, kept separate so your balance actually means something. No more switching between banking apps. CONNECTED THROUGH OPEN BANKING Accounts link through Open Banking, the UK's regulated way to connect to your bank. You approve access in your own bank's app, and you can remove it at any time. Kixy does not receive your online banking login details. ALL YOUR FRIENDS IN ONE PLACE Create a Circle for anything you share: a home, a trip, a relationship, a team. Chat, record expenses, and see where everyone stands, no matter which bank you use. SPLIT IT YOUR WAY Equally, by amount, by percentage or by share. Scan a receipt to split it item by item. You decide. ALWAYS CLEAR See who paid, who is owed and what is still outstanding. Gentle reminders keep things moving, so nobody has to chase. SEND MONEY ABROAD Send money internationally in multiple currencies. See the exchange rate and fee before you confirm. No surprises. SECURITY CONTROLS YOU CAN SEE Privacy mode hides your balance with one tap. Face ID, two-factor authentication and device management, all in one place. BUILT FOR REAL LIFE Flatmates sharing bills. Couples managing shared costs. Friends on a trip. Clubs collecting subs. Families supporting each other across borders. All your money. All your friends. One place. Kixy is available to UK residents aged 18 or over. Available banks and account types depend on what each bank supports through Open Banking. Kixy Ltd is registered with the Financial Conduct Authority as a Small Payment Institution (FRN 814005) for money remittance services. Account information and payment initiation services are provided by Yapily Connect Ltd (FRN 827001), authorised by the Financial Conduct Authority, with Kixy Ltd acting as its agent. Registered in England and Wales.
Amaiz
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Amaiz is your cutting-edge online banking app tailored for businesses, accessible on both web and mobile platforms. Designed to cater to the unique needs of a diverse range of customers - from local sole traders and IT & Marketing companies to high-risk businesses - Amaiz welcomes all. Key Features: Seamless global payments: Enjoy FPS, SEPA, and SWIFT transfers for effortless international transactions. Flexible payment cards solution: Access an unlimited number of Mastercard payment cards to suit all your business needs. Easy account setup: Experience remote and hassle-free account setup, getting you started without any delays. Live customer support: Access real people via phone, email, or chat. And many more! With Amaiz, managing your business finances has never been easier or more efficient. Download the Amaiz Business app and get started today. Terms and conditions apply.
Screenshots
Verdict
The clearest difference is iOS requirement: Amaiz at 13.4 against Kixy's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kixy ships an update every 2 months, Amaiz monthly. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.
| Parameter | Kixy | Amaiz |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.4 — better |
| Further details — not scored | ||
| Size | 95 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Kixy LTD | AMAIZ LTD |
In-app purchases
Kixy
No in-app purchases
Amaiz
No in-app purchases








