Kixy vs PayMobile for Stripe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kixy
This app integrates your social life with smart financial management. Easily chat, split bills, send money, and manage personal or business finances all in one secure platform. It aims to make financial interactions fun, simple, and connected.
- Social money management
- Bill splitting
- Send cash
- Business customer engagement
- Active fraud monitoring
- 2-Factor Authentication
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All your accounts. All your friends. One place. Kixy is a group money app. Link your UK bank accounts via Open Banking, bring your people into Circles, and see your money and shared money together. Money has memory. Kixy remembers who paid, who owes and what it was for, so your group doesn't have to. ALL YOUR ACCOUNTS IN ONE PLACE Link current accounts, savings and credit cards from different UK banks and see them side by side in one app. Kixy shows what you have, what you've saved and what you owe, kept separate so your balance actually means something. No more switching between banking apps. CONNECTED THROUGH OPEN BANKING Accounts link through Open Banking, the UK's regulated way to connect to your bank. You approve access in your own bank's app, and you can remove it at any time. Kixy does not receive your online banking login details. ALL YOUR FRIENDS IN ONE PLACE Create a Circle for anything you share: a home, a trip, a relationship, a team. Chat, record expenses, and see where everyone stands, no matter which bank you use. SPLIT IT YOUR WAY Equally, by amount, by percentage or by share. Scan a receipt to split it item by item. You decide. ALWAYS CLEAR See who paid, who is owed and what is still outstanding. Gentle reminders keep things moving, so nobody has to chase. SEND MONEY ABROAD Send money internationally in multiple currencies. See the exchange rate and fee before you confirm. No surprises. SECURITY CONTROLS YOU CAN SEE Privacy mode hides your balance with one tap. Face ID, two-factor authentication and device management, all in one place. BUILT FOR REAL LIFE Flatmates sharing bills. Couples managing shared costs. Friends on a trip. Clubs collecting subs. Families supporting each other across borders. All your money. All your friends. One place. Kixy is available to UK residents aged 18 or over. Available banks and account types depend on what each bank supports through Open Banking. Kixy Ltd is registered with the Financial Conduct Authority as a Small Payment Institution (FRN 814005) for money remittance services. Account information and payment initiation services are provided by Yapily Connect Ltd (FRN 827001), authorised by the Financial Conduct Authority, with Kixy Ltd acting as its agent. Registered in England and Wales.
PayMobile for Stripe
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PayMobile for Stripe is a revolutionary iOS app that provides secure, PCI-DSS-compliant phone payment capabilities, making it the world’s first app of its kind. Ideal for small businesses, freelancers, and field agents, PayMobile gives users a dedicated business phone number integrated with Stripe, enabling quick and safe payments without the need for customers to verbally share their sensitive card details. Key Features: - Free Local Business Number: Instantly obtain a free, geographically-based local number for professional, business-only calls. - PCI-DSS Level 1 Compliant Payments: Capture card details securely using keypad data entry, protecting both you and your customers by never requiring spoken card details. - Direct Stripe Integration: Seamlessly link with your Stripe account to manage transactions and ensure reliable, instant authorizations during calls. - Cardholder Data Protection: Utilize Keypad Data Entry and Channel Separation technologies, meeting the strictest compliance and privacy standards (GDPR-compliant). - Customer Information Capture: Record important customer data, including first name, last name, and reference numbers, for better organization and follow-up. - Customizable Caller Display: Select whether to display your primary or secondary number on outgoing calls, adding flexibility to your communication. - Voicemail Inbox: Never miss a call! Your PayMobile number includes a customizable voicemail inbox, so customers can leave messages when you’re unavailable. With real-time audio updates and secure data handling, PayMobile makes phone payments easy, fast, and fully compliant. It’s the perfect solution for mobile professionals needing a reliable and private way to collect payments without compromising security. PayMobile has been designed and developed by Paytia. A PCI-DSS Level 1 Service Provider and CyberEssentials Plus secure. Terms of Use: https://www.paytia.com/legal/terms-conditions
Screenshots
Verdict
The clearest difference is update cadence: Kixy at every 2 months against PayMobile for Stripe's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kixy ships an update every 2 months, PayMobile for Stripe every 6 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | Kixy | PayMobile for Stripe |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 7 — better | — |
| Update frequency | Every 2 months — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.4 — better |
| Further details — not scored | ||
| Size | 95 MB | 162 MB |
| Age rating | 4+ | 4+ |
| Developer | Kixy LTD | Paytia Ltd. |
In-app purchases
Kixy
No in-app purchases
PayMobile for Stripe
No in-app purchases









