Kixy vs MyHTT

Socialising Meets Smart Finance with Kixy Grow your Circle, Grow your Money Welcome to Kixy—the app where your social world and your finances come together. Whether you’re managing your money, connecting with friends, or growing your business, Kixy makes it fun, simple, and all in one place. For Individuals No more switching between apps! With Kixy, manage your money, chat, split bills, send cash, and stay connected with the people who matter most. Whether you’re grabbing a coffee or planning a night out, Kixy keeps it easy, fast, and stress-free. Everything you need, all in one app. For Businesses Kixy makes it easy for you to engage with your customers. With Circles, you can offer products, get paid, and build strong relationships—all while managing transactions in a social, connected space. Build your brand and connect with your audience, effortlessly. Your Social Life, Your Finances Kixy isn’t just about managing money. It’s about connecting—whether you’re chatting with friends, sending cash, or running your business. Grow and connect your community seamlessly, with no barriers between your financial and social life. Security You Can Trust We’ve got your back. With Active Fraud Monitoring, instant alerts, and 2-Factor Authentication, Kixy keeps your financial info safe. Plus, we’re all about transparency—no hidden charges, just simple and clear pricing. Coming Soon: Kixy Cards Kixy Cards are coming soon—get ready to flex your style with sleek, black and white physical and virtual cards. Join the Kixy Movement Whether you’re building your savings or running a business ready to grow, Kixy’s got your back. Download Kixy and join the queue for Early Access. Let’s change the way we think about finance—socially, transparently, and effortlessly. Important Information: Kixy is incorporated in England and Wales as Kixy Ltd (Company Number: 11201126), with its registered address at 40 Gracechurch Street, London, EC3V 0BT. Kixy is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution under registration number 814005. Kixy accounts are provided by Kixy either under its own authorisation or as an appointed distributor for PayerNet Limited, trading as “Railsr”, a company incorporated in England and Wales (Company Number: 14698459), with its registered address at Montacute Yards, Shoreditch High Street, London, E1 6HU. Railsr is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under registration number 900594.

The accounting app that helps freelancers make the right decisions. MyHTT is set to revolutionize your day-to-day life as an entrepreneur: invoicing, document collection, cash-flow forecasting, dashboards, and more. DASHBOARDS – Your performance in real time • Track your performance in real time thanks to Artificial Intelligence; • Benefit from clear, useful charts tailored to your needs. DOCUMENT COLLECTION – Keep your accounts up to date • MyHTT turns your smartphone camera into a scanner. Once scanned, documents are instantly classified and recorded in your accounts; • Easily transfer documents from your smartphone directly into MyHTT. MESSAGING – Your accountant, always by your side • A single, direct, and secure place to communicate with your accountant; • Get quick answers to your questions. OVERVIEW – Your entire accounting in your pocket • Access key figures of your business at any time, such as turnover, outstanding invoices, or cash position; • Centralize invoices and documents in one place. Retrieve customer and supplier histories in just one click. CASH FLOW – Anticipate the future • Based on your expected income and expenses, MyHTT estimates your cash position in 7 days, 14 days, or at the end of the month; • Synchronize your bank accounts and track your transactions at a glance. INVOICING – Invoice directly from your phone • Stuck in an elevator? Pull out your phone and send invoices or quotes in seconds; • Create a list of products and services to reuse in your invoices and save time. Other features available on desktop: • Automated payment reminders; • Invoice payments via QR codes or SEPA payment slips; • Custom analysis dashboards; • Email inbox synchronization to automatically import invoices. Feel free to contact us at info@htt-groupe.be to share your feedback on MyHTT. Your input is our greatest asset to move forward, innovate, and continuously improve our tools.