Comparison

Payfazt vs EU Pay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Payfazt

Features
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Payfazt β€” money between people, made simple. Send and request money in seconds, without ever swapping account numbers or sort codes. Just link your bank, pick a person, and you're done. Splitting dinner, paying a mate back, or settling up after a trip has never been this easy. Link multiple banks Connect more than one account and choose which to pay from. Powered by secure open banking β€” your money moves straight from your bank, never through a middleman. Build your friends list Add your friends once, then send or request in a single tap β€” no details to look up, ever. Pay people nearby Discover people around you and send money on the spot β€” perfect for splitting a bill or paying someone in person. Find your contacts See who's already on Payfazt and start sending right away. No account numbers. No sort codes. Forget copying long strings of digits. Payfazt handles the details so you never have to share them. Built to be secure Your login is protected with a PIN and Face ID. Payments run on bank-grade open banking, so your details stay private. Download Payfazt and make paying people the easiest part of your day.

About

EU Pay

Features
Read full description

EU Pay – Your Smart Payment Companion Transform the way you manage money with EuPay, Europe’s next-generation digital payment platform. Whether you're shopping online, paying in-store, or sending money to friends, EuPay makes every transaction simple, secure, and rewarding. SEAMLESS PAYMENTS Pay at thousands of merchants across Europe instantly Scan QR codes for quick in-store payments Contactless mobile payments with Apple Pay integration One-tap checkouts for online shopping Secure digital wallet with bank-grade encryption INSTANT MONEY TRANSFERS Send money to anyone instantly with no fees Request payments from friends and family Split bills easily with built-in calculator Track all your transfers in real-time CASHBACK & REWARDS Earn cashback on every purchase automatically Exclusive deals and discounts from partner merchants Loyalty points that never expire Redeem rewards instantly for your next purchase Special birthday and milestone bonuses SMART FINANCIAL MANAGEMENT Real-time transaction notifications Detailed spending analytics and insights Monthly spending reports and categories Budget tracking tools Invoice and receipt storage Export statements anytime SECURITY YOU CAN TRUST Bank-level 256-bit encryption Biometric authentication (Face ID / Touch ID) Two-factor authentication (2FA) Instant card freeze if lost or stolen PCI DSS compliant security standards Transaction alerts for every payment ACCOUNT MANAGEMENT Link multiple bank accounts Add multiple payment cards Manage beneficiaries easily Set spending limits and controls Update profile anytime 24/7 customer support via in-app chat WHY CHOOSE EUPAY Fast and convenient: Complete payments in seconds with an intuitive interface Rewarding: Earn cashback on every transaction Secure: Advanced protection for your money and data Free: No monthly fees or hidden charges Universal: Accepted at millions of merchants across Europe Smart: AI-powered insights help manage spending PERFECT FOR Daily shopping and groceries Online purchases and subscriptions Splitting bills with friends Paying utility bills Travel and international payments Business expenses SUPPORTED PAYMENT METHODS Credit and Debit Cards (Visa, Mastercard, Amex) Bank Transfers (SEPA) Apple Pay Google Pay EuPay Wallet Balance HOW IT WORKS Download EuPay and create your free account Verify your identity in minutes Add your payment method Start paying and earning rewards CUSTOMER SUPPORT Our support team is available 24/7 via in-app chat, email, or phone. REGULATORY COMPLIANCE EuPay is a licensed payment institution regulated by European financial authorities. We comply with GDPR, PSD2, and all applicable data protection regulations. LANGUAGES SUPPORTED English, French, German, Spanish, Italian, Portuguese, Dutch Start your smart payment journey today with EuPay, where every payment is rewarding.

Screenshots

Payfazt4 screens
EU Pay4 screens

Verdict

The call

Payfazt and EU Pay are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

ScorecardNo meaningful differences
Payfazt versus EU Pay: the parameters behind the verdict, then further details
ParameterPayfaztEU Pay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 β€” better16.0
Further details β€” not scored
Size28 MB44 MB
Age rating17+4+
Developer231 Business SolutionsDIGITAL PAYMENT SERVICES Ltd

In-app purchases

None

Payfazt

No in-app purchases

None

EU Pay

No in-app purchases

Questions

Is Payfazt free?
Payfazt is free to download, with no in-app purchases.
Is EU Pay free?
EU Pay is free to download, with no in-app purchases.
Do Payfazt or EU Pay have ads?
Neither Payfazt nor EU Pay shows ads.
Which is updated more often, Payfazt or EU Pay?
Payfazt ships an update every 2 months, and EU Pay every 2 months. Most recently, Payfazt was updated on October 24, 2026 and EU Pay on October 8, 2026.

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