Cross State Financial vs HBZ+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cross State Financial
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Cross State Financial Advisors use financial strategies customized to meet each client’s financial needs, no matter their stage of life. This app is offered at no cost to current clients. Cross State Financial Clients: Stay connected with your Advisor and your Investments. - View current account positions and transactions - 24/7/365 Access to statements and performance report Stay Secure. - Upload a document to your advisor from your mobile device in a secure environment - Set up Touch ID ®/Face ID ® to security log in to the app instead of using your password (if your device allows) Cross State Financial is an SEC Registered Investment Advisory Firm. IMPORTANT NOTICE You may be charged access fees from your wireless service provider depending on your mobile device. Please check with your wireless service provider for details on specific fees and charges. Investment products are not FDIC insured, not bank guaranteed, and may lose value. Face ID, Touch ID and Apple Watch are registered trademarks of Apple Inc.
HBZ+
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HBZ+ is a state-of-the-art trading platform that enables you to trade anywhere, anytime. The multi-asset platform provides you with digital access to your HBZ+ portfolio round the clock, and allows you to trade in all of the supported markets seamlessly. With HBZ+ you can - Invest in equities and exchange-traded funds (ETFs) - Trade in bonds and investment funds - Access key markets in the US, Canada, Hong Kong, the UK, and several European markets Furthermore, you can leverage the following platform capabilities on HBZ+: - Multi-channel access to your trading account through apps and browser access on your personal devices - Risk management by choosing from an array of order types including take-profit and stop-loss - Graphical visualization of the portfolio position and performance - Generation of automated trade signals based on technical indicators - Access to news and events related to stocks For access, kindly contact your Private Banker at Habib Bank AG Zurich
Screenshots
Verdict
The clearest difference is update cadence: Cross State Financial at every 5 months against HBZ+'s every 13 months. Cross State Financial also leads on iOS requirement (11.0 vs 13.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cross State Financial ships an update every 5 months, HBZ+ every 13 months. Both last shipped on November 7, 2026.
| Parameter | Cross State Financial | HBZ+ |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 14 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | CircleBlack, Inc. | Habib Bank AG Zurich |
In-app purchases
Cross State Financial
No in-app purchases
HBZ+
No in-app purchases
Questions
Is Cross State Financial free?
Is HBZ+ free?
Do Cross State Financial or HBZ+ have ads?
Which is updated more often, Cross State Financial or HBZ+?
Other comparisons
