FlapKap vs Diviso.app

Fast, flexible, & friendly funding for your business growth. Tailored for businesses of all sizes in the Middle East and Africa.

Diviso makes splitting expenses with friends, family, and roommates effortless. Whether you're traveling, sharing a house, or grabbing a group dinner, Diviso tracks who paid for what and tells everyone exactly what they owe — no awkward math, no awkward conversations. WHY DIVISO Snap a receipt, pick who shared the cost, and let Diviso handle the rest. Settle up in one tap whenever the trip ends or the month closes. GROUPS THAT MATCH YOUR LIFE • Trip groups: every meal, taxi, and hotel split across the whole crew • Household groups: rent, utilities, and groceries — kept honest all month • Event groups: weddings, parties, gift pools — anything one-off • Family groups: settle shared spending between siblings, parents, partners SMART EXPENSE TRACKING • Add an expense in seconds: amount, who paid, who owes • Equal, percentage, or exact-share splits • Receipt scanning with OCR — let the camera do the typing • Smart category suggestions • Multi-currency support with live exchange rates SETTLEMENTS THAT JUST WORK • One-tap "I paid you back" with a confirm flow on the receiver's side • Pending settlements wait for the recipient's approval — no silent disputes • Group balance views show who owes whom at a glance FAIR & TRANSPARENT Diviso runs on a credits system: every meaningful action costs a few credits, not real money. Earn credits with a welcome bonus, daily check-ins, referrals, short ads, or a subscription. Full pricing lives in Settings → Credits. PRIVACY & SECURITY • Your financial data stays yours — Diviso never sells your personal information • Row-level security on every query: only you see your own data • Sign in with Apple supported for full account privacy • Delete your account and all data with one tap BUILT FOR ARABIC & ENGLISH Full right-to-left support, native Arabic UI, Saudi Riyal pricing — and English when you want it. Download Diviso and never lose track of who owes whom again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ | Privacy Policy: https://diviso.app/privacy