Locality Bank vs Collegiate CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Locality Bank
Manage your bank accounts securely and simply from your mobile device. Monitor all transactions with clear dashboards and easily transfer funds or make mobile deposits.
- Secure account management
- Transaction monitoring
- Fund transfers
- Mobile deposits
- Clear dashboards
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Download the Locality mobile banking app to manage your accounts simply and securely from anywhere. Everything in One Place Clear dashboards allow you to monitor all of your accounts and transactions at a glance. Simplified Money Management Transfer funds between accounts and make mobile deposits – you’re in control.
Collegiate CU
Manage your finances on the go with budgeting tools and savings features. Access digital learning resources created by financial educators to improve your financial literacy. Understand and control your money from anywhere.
- Budgeting tools
- Round-up-to-save features
- Financial goal management
- Digital learning resources
- Financial education by certified educators
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Collegiate's mobile banking app gives you control of your cash from wherever or whenever you need it. Say Yes to Savings Budgeting tools and round-up-to-save features help you get smart about saving. Get After Your Goals Manage and understand finances at a glance. Get Financially Fit Think of us as your online wellness center. Engage with digital learning and resources made for young adults by certified financial educators.
Screenshots
Verdict
The clearest difference is rating: Locality Bank at 5.0 against Collegiate CU's 4.7. Locality Bank also leads on ratings volume (75 vs 14). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Locality Bank holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Locality Bank has 75 ratings behind it against 14, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.
| Parameter | Locality Bank | Collegiate CU |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (75 ratings) — better | 4.7 (14 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 75 — better | 14 |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 139 MB | 159 MB |
| Age rating | 4+ | 4+ |
| Developer | Locality Bank | MSU Federal Credit Union |
Customer experience
Locality Bank
Collegiate CU
In-app purchases
Locality Bank
No in-app purchases
Collegiate CU
No in-app purchases
Questions
Is Locality Bank free?
Is Collegiate CU free?
Which has better reviews, Locality Bank or Collegiate CU?
Do Locality Bank or Collegiate CU have ads?
Which is updated more often, Locality Bank or Collegiate CU?
Other comparisons
