Smoov Finance vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smoov Finance
This AI-powered app helps couples manage shared expenses automatically. It connects to your cards to track bills, offers flexible splitting options, and provides secure, instant settlements. Get personalized insights to reduce financial stress and build trust in your relationship.
- Automatic expense tracking
- One-tap custom splitting
- Private and secure settlements
- AI-powered financial insights
- Works with all credit and debit cards
- Flexible settle-up schedules
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Split Bills. Not Relationships. Money is one of the leading causes of stress in relationships. Couples argue about expenses, forget who paid last, and send money back and forth multiple times a week. It’s awkward, it’s emotional, and it’s exhausting. That’s why we built Smoov — the first AI-powered money app made just for couples. Why Smoov Automatic expense tracking – Connect your credit and debit cards and let Smoov pull in shared expenses for you. One-tap splitting – Whether it’s 50/50, 70/30, or any custom split, settle expenses the way that works for your relationship. Private and secure settle-ups – Pay your partner back instantly, safely, and without awkward reminders. AI insights – Get personalized tips and smarter money choices, built to reduce tension and build trust. No more calculating in Excel. No more “I’ll get it next time.” No more Venmo-ing back and forth every time one of you picks up groceries or fills up the car with gas. Built for Modern Couples Modern banking wasn’t built for relationships. Before joint accounts, couples spend months (or even years) splitting bills—often across 10 or more different cards and accounts. That adds up to hundreds of shared expenses and thousands of dollars before marriage or a combined account. With Smoov, you can make those years easier, smoother, and more fair. Features Couples Love Works with all your cards (credit and debit) Instant notifications for new expenses Split history that keeps everything clear Flexible settle-up schedule (pay instantly or at the end of the month) Designed for fairness, transparency, and peace of mind Peace of Mind, Not Just Math Money fights are the number one predictor of divorce. Smoov takes the emotion out of the process, so you can focus on what really matters—your relationship. Our mission is simple: make relationships easier. Get Started Today Download Smoov and try your first week free. Experience how simple it can be to split smarter, save time, and reduce stress. Because your relationship deserves better than spreadsheets and Venmo. #SmoovIt Abiding by Apple EULA :: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ToS & Privacy Policy :: https://www.smoov.app/privacy
Expense Tracker
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MoneyNote – Your Simple Daily Finance Tracker MoneyNote helps you record income and expenses with ease. Just enter your spending on a clean, intuitive screen—MoneyNote instantly organizes everything into calendars and visual reports so you can clearly understand how your money flows every month. * Clean & Easy-to-Use Interface * No Account or Sign-Up Required * All Features Completely Free * Scan receipts with AI and instantly convert them into expense entries — no manual typing required. * Add Entries Directly from the Calendar * Monthly, Yearly & Overall Summary Reports * Customizable Expense & Income Categories * Support for Recurring Transactions * iCloud Backup without register * Subscription Management * Export your data as Excel or PDF files to view, share, or print anytime * Manage your spending easily with different currencies and multiple Spaces ◆ Quick Entry * Select a category and input the amount in seconds. * Built-in calculator with large, readable numbers. * Continuous entry mode makes recording multiple receipts effortless. ◆ Calendar View * Track your daily spending visually on a monthly calendar. * Adjust the week’s starting day and define your own monthly cycle. * Add or remove transactions directly from the calendar. * Set starting balance and savings to view carryovers and total assets. ◆ Reports * Understand your financial habits through clean pie charts. * Review spending proportions by category with detailed stats. * Easily spot areas where you can reduce unnecessary expenses. ◆ iCloud Backup * Automatically sync and back up all your records securely through iCloud. * Your data stays safe and up-to-date across multiple devices. * No manual steps required—your finances are always protected. ◆ Subscription Management * Manage all recurring subscriptions in one organized list. * Track renewal dates, payment cycles, and monthly spending on services. * Avoid forgotten subscriptions and keep control of your fixed expenses. A Simple, Smart, and Lightweight Money Tracker MoneyNote focuses on what truly matters: fast input, clear visuals, and essential tools for managing your finances. No unnecessary features—just a smooth, straightforward experience anyone can use from day one. Start organizing your finances with MoneyNote today! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/dfa3f4d1-0172-4dbe-a8e5-6d7be21666ed
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against Smoov Finance's shown. Expense Tracker also leads on update cadence (weekly vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Smoov Finance sells 2 in-app purchases, starting at $12.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Smoov Finance ships an update every 3 weeks, Expense Tracker weekly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Smoov Finance | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (35 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 35 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15 — better |
| Further details — not scored | ||
| Size | 81 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Smoov Inc | Huy Van |
In-app purchases
Smoov Finance
- Smoov Pro Monthly$12.991 Month
- Smoov Pro Annual7 Days trial$69.991 Year
Expense Tracker
- Premium Weekly$1.997 Days
- Premium Monthly$4.991 Month
- Premium Yearly3 Days trial$19.991 Year
Questions
Is Smoov Finance free?
Is Expense Tracker free?
Do Smoov Finance or Expense Tracker have ads?
Which is updated more often, Smoov Finance or Expense Tracker?
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