Comparison

MySub vs Submoney

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MySub

Take control of your recurring expenses by tracking all your subscriptions in one place. Get insights into your spending, manage upcoming payments, and avoid unwanted charges with smart reminders and trial tracking.

Highlights
  • Track all recurring payments
  • Manage upcoming billing dates
  • Pause and resume subscriptions
  • Set monthly spending limits
  • Visualize spending trends
  • Track free trial expirations
  • Receive payment reminders
Features
Read full description

How much are you really spending on subscriptions every month? Most people underestimate by 2-3x. MySub helps you take back control. Track every recurring payment in one place - from streaming services and cloud storage to gym memberships and app trials. See exactly where your money goes, catch expenses you forgot about, and stop paying for things you no longer use. TRACK & MANAGE • Add subscriptions manually or pick from more than 400 ready-made services • View all upcoming payments at a glance with the next billing date • See what's due each day on the payment calendar • Filter by active, paused, or trial subscriptions • Sort by price, name, or renewal date FREE TRIAL TRACKING • Add trials with an expiration date • Get notified before a trial ends - cancel before you get charged PAUSE SUBSCRIPTIONS • Put any subscription on hold without deleting it • Paused subscriptions are excluded from your monthly spending • Resume with one tap when you're ready MONTHLY BUDGET • Set a spending limit for your subscriptions • Visual progress bar on the main screen shows where you stand • Know instantly when you're approaching your limit PRIVATE BY DESIGN • No bank logins, no card numbers, no account - nothing to leak • Your subscription list stays on your device and syncs only through your own iCloud PAYMENT HISTORY CHARTS • Track spending trends for each individual subscription • Detailed analytics with yearly overview and monthly totals • See exactly how much each service costs you over time REMINDERS & NOTIFICATIONS • Never miss a payment date with customizable reminders • Get alerts days before each renewal • Stay on top of every recurring bill iPAD EXPERIENCE • Native Split View - subscription list and details side by side • Open subscriptions in separate windows for multitasking • Full keyboard navigation support APPLE WATCH • Check upcoming payments from your wrist • Syncs automatically with your iPhone WIDGETS • Home Screen widgets - see upcoming payments without opening the app • Lock Screen widgets - quick glance at your next renewal • Choose from Focus, Grid, and List widget styles EVERYWHERE IN SYNC • iCloud sync keeps your data up to date across iPhone, iPad, Apple Watch, and Mac • Your subscriptions are always with you MySub is built for people who want a simple, beautiful way to manage recurring expenses without spreadsheets or complicated budgeting apps. Download MySub and start saving money today. Questions or suggestions? We'd love to hear from you: support@murygin.app Terms of Use: https://murygin.app/legal/terms/ Privacy Policy: https://murygin.app/legal/privacy/

About

Submoney

Features
Read full description

Surprise charges, a trial you forgot to cancel, a yearly renewal that empties your account in March. Submoney shows you exactly how much to keep in the bank today to cover everything that's coming. KNOW YOUR NUMBER Add your subscriptions, recurring payments and bills once. Submoney works out, day by day, the balance you need to cover every charge before it lands. SET IT ASIDE Tell Submoney what you've put aside on each card or account. It goes down as each payment is logged, so you always know if you're covered. NOTHING SNEAKS UP A payment calendar, reminders before every charge, and trials that alert you before they turn into a subscription. CUT WHAT YOU DON'T USE Every few months, Submoney asks you to go through your subscriptions one at a time: keep or cancel. The ones you drop wait on a Cancel list, still counted as charging, until you've cancelled them with the provider. FITS REAL LIFE • Variable payments like fuel or groceries, estimated from what you actually paid • Bills with a fixed date that you mark as paid • Pause a subscription until a date, and it resumes on its own • Split costs with others, and prices in any currency • Every price change kept in a history • Home screen widgets with your balance and next payments PRIVATE BY DESIGN No sign-up, no bank connection. Your data stays on your phone. FREE, WITH A ONE-TIME PLUS Track up to 15 items for free, with reminders, calendar and widgets. Submoney Plus is a single payment, not a subscription: unlimited items, full analytics and insights, price history, and export and backup. Made by one independent developer.

Screenshots

MySub4 screens
Submoney4 screens

Verdict

The call

The clearest difference is update cadence: MySub at fortnightly against Submoney's every 2 months. Submoney's advantage is iOS requirement (15.0 vs 26.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MySub sells 3 in-app purchases, starting at $1.99 per month and Submoney sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MySub ships an update fortnightly, Submoney every 2 months. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
MySub versus Submoney: the parameters behind the verdict, then further details
ParameterMySubSubmoney
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings2 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS26.115.0 — better
Further details — not scored
Size73 MB34 MB
Age rating4+17+
DeveloperVladislav MuryginPablo Gamero

In-app purchases

3 purchases

MySub

Subscriptions2
  • Full access7 Days trial$1.991 Month
  • Annual7 Days trial$14.991 Year
One-time1
  • Premium$19.99
1 purchases

Submoney

One-time1
  • Submoney Plus$1.99

Questions

Is MySub free?
MySub is free to download, with in-app purchases available.
Is Submoney free?
Submoney is free to download, with in-app purchases available.
Do MySub or Submoney have ads?
Neither MySub nor Submoney shows ads.
Which is updated more often, MySub or Submoney?
MySub ships an update fortnightly, and Submoney every 2 months. Most recently, MySub was updated on October 3, 2026 and Submoney on October 10, 2026.

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