Comparison

Pagaleve vs Klubi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pagaleve

Split purchases into 4 interest-free installments using PIX, without needing a credit card. Get approved in seconds and receive your product after paying the first installment. Manage payments and view purchase history within the app.

Highlights
  • 4x interest-free PIX installments
  • No credit card required
  • Instant approval
  • Receive product after first payment
  • Payment reminders (email, WhatsApp, SMS)
  • Purchase history access
Features
Read full description

Com a Pagaleve, você parcela suas compras via Pix em 4x sem juros e sem a necessidade de cartão de crédito. Basta realizar sua compra no site de uma de nossas lojas parceiras e, na forma de pagamento, escolher Pagaleve e parcelar sua compra no Pix. A aprovação do pagamento é feita em segundos! Ah, lembrando que, no momento da compra, você paga a primeira parcela e já pode receber seu produto. As demais parcelas você pode pagar depois, quinzenalmente.

About

Klubi

Plan your next major purchase with interest-free installments and affordable monthly payments. Whether it's a home, car, or electronics, find a plan that fits your budget and manage everything through the app.

Highlights
  • Interest-free financing
  • Affordable monthly payments
  • Plan for home, car, or electronics
  • App-based management
  • Flexible payment plans
Features
Read full description

Com o consórcio Klubi, você planeja sua próxima conquista sem juros e com mensalidades que cabem no bolso. Tem plano pra sair do aluguel, conquistar o primeiro carro ou até aquela moto dos sonhos. Também dá pra trocar de celular, comprar eletrônicos, eletrodomésticos ou planejar sua próxima viagem! Sempre tem um plano do Klubi que combina com você. E o melhor: você controla tudo direto pelo nosso app!

Screenshots

Pagaleve4 screens
Klubi4 screens

Verdict

The call

The clearest difference is ads: Klubi at none against Pagaleve's shown. Pagaleve's advantage is update cadence (every 2 weeks vs every 4 months) and review sentiment (66% vs 50%). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pagaleve ships an update every 2 weeks, Klubi every 4 months. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
Pagaleve versus Klubi: the parameters behind the verdict, then further details
ParameterPagaleveKlubi
PriceFreeFree
Rating4.7 (58 ratings) — better—
Positive reviews66.4% of reviews — better50.0% of reviews
Number of ratings58 — better—
Update frequencyEvery 2 weeks — betterEvery 4 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.1 — better
Further details — not scored
Size93 MB79 MB
Age rating+17+4
DeveloperPagaleve Instituicao de Pagamento LTDAKlubi

Customer experience

Pagaleve

All ratings58 ratings
Positive93.1%
Neutral0.0%
Negative6.9%
Written reviews125 reviews
Positive66.4%
Neutral5.6%
Negative28.0%

Klubi

Written reviews32 reviews
Positive50.0%
Neutral3.1%
Negative46.9%

In-app purchases

None

Pagaleve

No in-app purchases

None

Klubi

No in-app purchases

Questions

Is Pagaleve free?
Pagaleve is free to download, with no in-app purchases.
Is Klubi free?
Klubi is free to download, with no in-app purchases.
Do Pagaleve or Klubi have ads?
Pagaleve shows ads; Klubi does not.
Which is updated more often, Pagaleve or Klubi?
Pagaleve ships an update every 2 weeks, and Klubi every 4 months. Most recently, Pagaleve was updated on September 23, 2026 and Klubi on September 22, 2026.

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