PaySika vs Studely
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PaySika
This app provides free virtual and physical debit cards for online and in-store purchases. Easily top up your balance via mobile money, manage multiple cards, and track spending in real-time. Enjoy global payments and ATM withdrawals with no hidden fees.
- Free virtual and physical debit cards
- Mobile money top-ups
- Multiple virtual card creation
- Real-time spending tracking
- Global payments and ATM withdrawals
- Card blocking/unblocking
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PaySika: New Features You'll Love! Free Virtual + Physical Cards: Get both a virtual card for online shopping and a physical card for in-store purchases, all for free! Mobile Money Magic: Top up your PaySika balance instantly using mobile money, right from your phone or at a nearby kiosk. Total Financial Control: Create multiple virtual cards, track your spending in real-time, and easily block/unblock cards for extra security. Global Payments & Withdrawals: Send money, shop online, and withdraw cash at ATMs anywhere in the world, with no hidden fees. Built for You: PaySika listens to your feedback and constantly improves, so you get the best mobile banking experience possible.
Studely
This app simplifies financial and administrative tasks for international students. It allows users to open payment accounts in France and Belgium quickly and manage their finances easily from their mobile devices.
- International student financial services
- Account opening in France and Belgium
- Mobile financial management
- Administrative task simplification
- Support for international mobility
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STUDELY est le premier service financier dédié aux étudiants en mobilité internationale. Sa vocation : simplifier mes démarches financières et administratives à partir de mon pays jusqu’à mon installation dans mon pays d’accueil. Grâce à l'application Studely, j'ouvre mon compte de paiement en France et en Belgique en quelques minutes et gère mes opérations en toute simplicité depuis mon mobile.
Screenshots
Verdict
The clearest difference is ratings volume: PaySika at 305 against Studely's 10. Studely's advantage is review sentiment (75% vs 58%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.6 for PaySika against 3.6 for Studely. That said, the two scores are not equally well evidenced: PaySika has 305 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 58% of PaySika's written reviews are positive against 75% of Studely's.
PaySika ships an update every 2 weeks, Studely fortnightly. Both last shipped on November 3, 2026.
| Parameter | PaySika | Studely |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (305 ratings) — better | 3.6 (10 ratings) |
| Positive reviews | 58.0% of reviews | 75.0% of reviews — better |
| Number of ratings | 305 — better | 10 |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 165 MB | 79 MB |
| Age rating | 4+ | 4+ |
| Developer | PaySika | STUDELY |
Customer experience
PaySika
Studely
Bugs and requests
PaySika
Reported bugs
10 issues- Mobile money deposits fail or take excessive time
- Card recharge unavailable for extended periods
- Verification status disappears after submission
- App crashes and displays blank screens
- Funds pending indefinitely without resolution
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- Card maintenance issues lasting months
- Transaction declined but money deducted
- App update button non-functional
- Slow app performance and loading times
- Referral rewards not credited to account
Requested features
8 requests- Peer-to-peer transfer functionality
- Ability to withdraw funds back to mobile money
- Support for additional African countries beyond Cameroon
- Manual card number change option
- Faster verification process
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- Referral program fixes
- Better transaction status notifications
- Improved mobile money integration
Studely
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PaySika
No in-app purchases
Studely
No in-app purchases
