Comparison

PaySika vs GOESPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySika

This app provides free virtual and physical debit cards for online and in-store purchases. Easily top up your balance via mobile money, manage multiple cards, and track spending in real-time. Enjoy global payments and ATM withdrawals with no hidden fees.

Highlights
  • Free virtual and physical debit cards
  • Mobile money top-ups
  • Multiple virtual card creation
  • Real-time spending tracking
  • Global payments and ATM withdrawals
  • Card blocking/unblocking
Features
Read full description

PaySika: New Features You'll Love! Free Virtual + Physical Cards: Get both a virtual card for online shopping and a physical card for in-store purchases, all for free! Mobile Money Magic: Top up your PaySika balance instantly using mobile money, right from your phone or at a nearby kiosk. Total Financial Control: Create multiple virtual cards, track your spending in real-time, and easily block/unblock cards for extra security. Global Payments & Withdrawals: Send money, shop online, and withdraw cash at ATMs anywhere in the world, with no hidden fees. Built for You: PaySika listens to your feedback and constantly improves, so you get the best mobile banking experience possible.

About

GOESPAY

Features
Read full description

GoesPay is your all in one mobile wallet, for Africa and beyond. Manage your money simply, anywhere, safely. DEPOSITS Top up your account in seconds via the leading Mobile Money operators across Africa, or by bank card. TRANSFERS Send money instantly to any Mobile Money number or to another GoesPay user. WITHDRAWALS Withdraw your balance directly to your Mobile Money account, in every supported country. INTERNATIONAL TRANSFERS Send and receive international bank transfers (SWIFT, SEPA), alongside Mobile Money. CARDS Virtual and physical cards for online and international payments, available in select countries. MULTI CURRENCY WALLET Hold and manage your balance across multiple currencies from a single account. ADVANCED SECURITY • Personal PIN code login • Biometric unlock (fingerprint, Face ID) • Two factor authentication (2FA) • KYC identity verification MESSAGING AND SUPPORT Chat directly with our support team, or with other users, from inside the app. REFERRALS Invite friends and earn rewards when they join GoesPay and transact. HISTORY AND RECEIPTS View your complete transaction history. Download and share your receipts as PDF. COVERED COUNTRIES (Mobile Money) Benin • Burkina Faso • Ivory Coast • Guinea Bissau • Mali • Niger • Senegal • Togo • Cameroon BILINGUAL INTERFACE Available in French and English, automatically matching your phone's language. DARK MODE Light, dark or automatic theme, matching your system preferences. GoesPay, your money, your freedom.

Screenshots

PaySika4 screens
GOESPAY4 screens

Verdict

The call

The clearest difference is update cadence: GOESPAY at every 5 days against PaySika's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PaySika ships an update every 2 weeks, GOESPAY every 5 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 9 level
PaySika versus GOESPAY: the parameters behind the verdict, then further details
ParameterPaySikaGOESPAY
PriceFreeFree
Rating3.6 (305 ratings) — better—
Positive reviews58.0% of reviews—
Number of ratings305 — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size165 MB36 MB
Age rating4+4+
DeveloperPaySikaGOES INDUSTRIES SARL

Bugs and requests

PaySika

Reported bugs

10 issues
  • Mobile money deposits fail or take excessive time
  • Card recharge unavailable for extended periods
  • Verification status disappears after submission
  • App crashes and displays blank screens
  • Funds pending indefinitely without resolution
Show 5 more
  • Card maintenance issues lasting months
  • Transaction declined but money deducted
  • App update button non-functional
  • Slow app performance and loading times
  • Referral rewards not credited to account

Requested features

8 requests
  • Peer-to-peer transfer functionality
  • Ability to withdraw funds back to mobile money
  • Support for additional African countries beyond Cameroon
  • Manual card number change option
  • Faster verification process
Show 3 more
  • Referral program fixes
  • Better transaction status notifications
  • Improved mobile money integration

GOESPAY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PaySika

No in-app purchases

None

GOESPAY

No in-app purchases

Questions

Is PaySika free?
PaySika is free to download, with no in-app purchases.
Is GOESPAY free?
GOESPAY is free to download, with no in-app purchases.
Do PaySika or GOESPAY have ads?
Neither PaySika nor GOESPAY shows ads.
Which is updated more often, PaySika or GOESPAY?
PaySika ships an update every 2 weeks, and GOESPAY every 5 days. Most recently, PaySika was updated on October 25, 2026 and GOESPAY on October 29, 2026.

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