Comparison

savings.club vs DivvyUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

savings.club

This app offers a unique, interest-free method for purchasing vehicles or real estate. Manage your membership, track your savings progress, and interact with your savings group for auto loans and mortgages. It provides an affordable and budget-friendly path to ownership.

Highlights
  • 0% interest financing
  • Vehicle and real estate purchases
  • Membership management
  • Savings progress tracking
  • Interaction with savings groups
  • Budget-friendly ownership path
Features
Read full description

Savings Club is The Smartest Way to Buy Your Dream Car or Property. Savings Club is the newest, smartest, and most affordable way to purchase a vehicle or real estate in the United States, all with 0% interest and benefits that traditional financing can't match. Whether you're looking to buy your next car or a new house, we offer the fastest, easiest, and most budget-friendly path to ownership. Through our app, you can manage your membership, track progress, and interact with your savings club for both auto loans and real estate mortgages. Whether you're looking for a car or a home, the Savings Club revolution is here to help you secure your future. Join the Savings Revolution today!

About

DivvyUp

Effortlessly divide expenses with friends using AI receipt scanning. The app itemizes bills, calculates individual shares including tax and tip, and facilitates easy payments through integrated popular services.

Highlights
  • AI receipt scanning
  • Automatic itemization
  • Proportional tax and tip calculation
  • Individual item splitting
  • Integrated payment options (Venmo, Zelle, CashApp, PayPal)
  • Friend connection for easy splitting
Features
Read full description

DivvyUp lets users split bills seamlessly. By using on-device AI models, the app scans a user's receipt and itemizes it for them to split up with friends. Tax and tip, as well as splitting of actual items, are calculated proportionally, so everyone pays for what they ate. Using in-app Venmo, Zelle, CashApp, and PayPal handles, users can pay each other the correct amount with the tap of a button. Connect with friends and split easily using DivvyUp.

Screenshots

savings.club4 screens
DivvyUp4 screens

Verdict

The call

savings.club and DivvyUp both sit at 5.0 stars, but that hides the real split: 100% of DivvyUp's written reviews are positive against 83% of savings.club's. savings.club's advantage is ratings volume (7 vs 2) and iOS requirement (15.1 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for savings.club against 5.0 for DivvyUp. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews are what separate them: 83% of savings.club's written reviews are positive against 100% of DivvyUp's.

UpkeepUpdate frequency

savings.club ships an update every 11 days, DivvyUp fortnightly. The most recent releases landed on October 30, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
savings.club versus DivvyUp: the parameters behind the verdict, then further details
Parametersavings.clubDivvyUp
PriceFreeFree
Rating5.0 (7 ratings)5.0 (2 ratings)
Positive reviews83.3% of reviews100.0% of reviews — better
Number of ratings7 — better2
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size54 MB24 MB
Age rating4+4+
DeveloperSavings ClubJacob Brown

Customer experience

savings.club

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

DivvyUp

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

savings.club

No in-app purchases

None

DivvyUp

No in-app purchases

Questions

Is savings.club free?
savings.club is free to download, with no in-app purchases.
Is DivvyUp free?
DivvyUp is free to download, with no in-app purchases.
Which has better reviews, savings.club or DivvyUp?
savings.club and DivvyUp are both rated 5.0 out of 5 on the App Store, from 7 and 2 ratings respectively.
Do savings.club or DivvyUp have ads?
Neither savings.club nor DivvyUp shows ads.
Which is updated more often, savings.club or DivvyUp?
savings.club ships an update every 11 days, and DivvyUp fortnightly. Most recently, savings.club was updated on October 30, 2026 and DivvyUp on October 9, 2026.

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